Your neighbour is considering an elective surgery and notices that the available price information suggests that the procedure is nearly three times as expensive in Setting A as Setting B. The...

Your neighbour is considering an elective surgery and notices that the available price information suggests that the procedure is nearly three times as expensive in Setting A as Setting B. The neighbour then asks you what to do. What other information is needed to make a recommendation to your neighbor? Do considerations change if your neighbor has a low-deductible plan versus a high deductible plan?