You need to pay off a car loan within the next two years. The payment will be $4,000 every month. Today you have made a single deposit into a return-guaranteed investment account that will allow you...

You need to pay off a car loan within the next two years. The payment will be $4,000 every
month. Today you have made a single deposit into a return-guaranteed investment account
that will allow you to cope with all the monthly payments. This account earns an effective
annual interest rate of 12.68250301%.What is the amount of the single deposit made today?