You just won a lottery. To receive your winnings, you must select one of the following choices. You can receive Sh.1,20C a year at the end of each of the next 18 years, OR You can receive one-time...

You just won a lottery. To receive your winnings, you must select one of the following choices. You can receive Sh.1,20C a year at the end of each of the next 18 years, OR You can receive one-time payment now of Sh. 12, 100, 000 Assume that the current interest rate is 7%. How much more is the better option than the other one?