Would a wealthy individual with bank accounts of more than $100,000 prefer the FDIC to use the purchase and assumption method or the payoff method to liquidate failed banks? Why? What is core capital?...

Would a wealthy individual with bank accounts of more than $100,000 prefer the FDIC to use the purchase and assumption method or the payoff method to liquidate failed banks? Why?

What is core capital? How do risk- adjusted assets differ from total assets?