What is moral hazard? Why does deposit insurance inherently involve moral hazard? What factors contribute to moral hazard on the inter natio nal level? Why does fi nancial intermediation inherently...

What is moral hazard? Why does deposit insurance inherently involve moral hazard? What factors contribute to moral hazard on the inter natio nal level?

Why does fi nancial intermediation inherently involve risk? Are FIs better at evaluating risks than you are? Why or why not?