We have Finch Dexter, a 42-year-old head of the family, married with 3 kids. Finch Dexter has a P50, XXXXXXXXXXloan and P35, XXXXXXXXXXcash set aside. If Finch passes away, his money might be taken...

We have Finch Dexter, a 42-year-old head of the family, married with 3 kids. Finch Dexter has a P50, 000.00 loan and P35, 000.00 cash set aside. If Finch passes away, his money might be taken away by his creditors. Since he is the only one with an income, this leaves his family to nothing to survive monetarily. Where would they get money for the expenses for his wake and burial? His kids might also be studying and will be rundown of the needed funds for education. Can all these problems be avoided?