HI5002: Finance for Business, Assignment, 2018 XXXXXXXXXX1 HI5002: Finance for Business Group Assignment (Case Study) Trimester 2018 Unit Code: HI5002 Unit Name: Finance for Business XXXXXXXXXXDue...

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The company selected is Rio tinto,


HI5002: Finance for Business, Assignment, 2018 1 HI5002: Finance for Business Group Assignment (Case Study) Trimester 2018 Unit Code: HI5002 Unit Name: Finance for Business Due Date: Friday 17:00, Week 10 Value: 30 % Venue: HOLMES Institute 1 group: Max 4 students Length: Max 3000 words Description Students are required to form a group consisting of 4 students (max). The group is required to study, undertake research, analyze and conduct academic work within the areas of business finance covered in learning materials 1 to 10 inclusive. The assignment should examine the main issues, including underlying theories, implement performance measures used and explain the firm financial performance. Your group is strongly advised to reference professional websites, journal articles and text books in this assignment (case study). Required: This assessment task is a written report and analysis of the financial performance of a selected company in order to provide financial advice to a wealthy investor. It will be based on financial reports of a listed company on the ASX . This assignment requires your group to undertake a comprehensive examination of a firm’s financial performance and must be submitted by Week 11 HI5002: Finance for Business, Assignment, 2018 2 STAGES TO BE COMPLETED Create your group’s “business name” under which your group will be providing the financial advisory services. Choose a company that your group will investigate/analyse for the purposes of possible recommendation to your client. The group should obtain all information about the selected company from this web site: www.asx.com.au Please note: Each group can only choose 1 company and once the company has been chosen, the other group can not choose the same company (in other words, the latter group has to choose another company that hasn’t been chosen by other groups). First come first served rule applies here, it means let your lecturer knows asap which companies your group want to discuss, your lecturer can check whether your chosen companies are still available or not and finally register your chosen company with your Lecturer Your group MUST:  Obtain a copy of the last Financial Statements including Income Statements, Balance Sheets, Statement of Changes in Equity, Cash Flows Statements and Notes. Your group can downloaded these documents from the suggested web site using the firm’s code (example, BHP- for BHP Billiton Company, etc). (Part 1 to 10) 1 A description of the company (Part 1) 2 Identify your company (in terms of the ownership-governance structure) (Part 2 i & ii) 3 Calculation of Performance Ratios (Part 3 i, ii and iii) 4 Two graphs from www.asx.com.au with the description of results (Part 4 i & ii) 5 Identify any significant factors which may have influenced the share price of your company. (Part 5) 6 Calculation of ’ beta values and expected Rates of Return using the CAPM (Part 6 i, ii & iii) 7 Weighted Average Cost of Capital (WACC) (Part 7 i & ii) 8 Using the debt ratios for your company over the past two years, emphasise any improvement towards the maintenance of a preferred optimal capital structure. (Part 8 i & ii) 9 Dividend Policy (Part 9) 10 Letter Recommendation (Part 10) 11 Formal structure (Part 1 to 11) Final Submission of Complete Assignment on Blackboard (Week 11) http://www.asx.com.au/ http://www.asx.com.au/ http://www.asx.com.au/ http://www.asx.com.au/ http://www.asx.com.au/ http://www.asx.com.au/ http://www.asx.com.au/ HI5002: Finance for Business, Assignment, 2018 3 QUESTIONS Your group is an investment adviser, working to build a foundation of wealth for your clients. One of your wealthiest clients already has a diversified portfolio, which includes managed funds, property; cash/fixed interest and a few direct share investments in Australia and around the world. The assignment is a written comprehensive report and analysis of the firms’ financial performance (including referencing). 100 marks Your group is required to do the following tasks: 1. Prepare a brief description of the company, outlining the core activities, the market(s) in which it operates within and any factors in the companies’ history which you consider help present a “picture” of your company. 4 marks 2. Specify ownership-governance structure of the company: i) Name the main substantial shareholders:  With higher than 20.00% of shareholdings. Based on this argument you should classify a firm as a family or non-family company, and  With higher than 5.00% of shareholdings. 3 marks ii) Name the main people involved in the firm governance:  The Chairman  Board members  CEO. o Whether any of these people have the same surname as any of substantial shareholders (>20% share capital). If yes- you could use this as an argument for the presence of an owner or family member(s) in the firm’s governance. o Whether any of shareholders with more than 5% share capital are involved in firm governance. 3 marks 3. Calculate the following Fundamental Ratios for your selected company for the past 2 years. Annual reports are accessible via company websites: - Short term solvency (Liquidity ratios) - Long term solvency (Financial Leverage ratios) - Asset utilization (efficiency or turnover ratios) - Profitability ratios - Market value ratios 20 marks 4. Using the information from the ASX website: www.asx.com.au you must complete the following tasks: http://www.asx.com.au/ http://www.asx.com.au/ http://www.asx.com.au/ http://www.asx.com.au/ HI5002: Finance for Business, Assignment, 2018
Answered Same DayMay 19, 2020HI5002

Answer To: HI5002: Finance for Business, Assignment, 2018 XXXXXXXXXX1 HI5002: Finance for Business Group...

Abr Writing answered on May 23 2020
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Table of Contents
Introduction    1
Ratio analysis    1
Liquidity    1
Profitability ratios    2
Solvency ratios    4
Inventory turnover ratios    5
Ratio analysis table    6
Two factors that may influence the share price of the company    9
Calculation of Beta values and expected rate of return using Capital Asset pricing model    10
Regression Summary    13
CAPM returns    14
Calculation of weighted average cost of capital    14
Book value weights    15
Cost of debt and equity    15
Weighted average cost of capital    16
Maintenance of a preferred optimal capital structure.    16
Dividend payments    17
Recommendation    17
References    17
Introduction
Rio Tinto is Anglo Australian multinational company which is involved in the business of mining and Metal Corporation. The company was formed way back in 1873 when several investors hold their money to purchase a mining complex on Rio Tinto in Spain, mergers, and acquisitions and today it is the world leader in the production of several commo
dities like coal Diamond, uranium, copper iron ore, and Aluminum. Penman, S. H., & Penman, S. H. (2001). 
The primary business of Rio Tinto is focused on the extraction of minerals but the company has significant operations in the refining of Bauxite along with iron ore. Rio Tinto has its operation in 6 continents but its major business is concentrated in Canada and Australia the company owns the entire mining operation by a complex web of several partially and wholly owned subsidiaries. Rio Tinto has two headquarters one is based in the Melbourne Australia and another is based out of London UK.
Rio Tinto is a dually listed company and the company is listed on both London stock exchange and Australian Stock Exchange. The company is headed by the Simon Thompson who is the chairman of the company and he is assisted by Jean Sebastian who is the CEO of the company.
The net revenue of the company was $ 40.03 billion in 2017 with the operating income of $ 14.47 billion US dollars in 2017. The net income of the company was $ 8.85 billion in 2017 and its total assets were $ 95.72 billion in 2017.
Ratio analysis
Ratio analysis is one of the most important aspects of the fundamental analysis for any given company, we have analyzed the ratio of the company on 5 different parameters.
The first parameter of the ratio analysis is liquidity ratios liquidity ratio measures the short-term sustainability of the business operation of the given organization. Liquidity ratios give us the information about the availability of liquid assets in the company which are required to run the short-term operations of the company. Penman, S. H., & Penman, S. H. (2001). 
 Liquidity
Liquidity in the company is measured by two major ratios the first ratio is the current ratio and the second one is the quick ratio.  The current ratio is the ratio between the current assets and current liabilities whereas the quick ratio gives more Emphasis to the liquid Assets and is calculated as current assets minus inventories divided by the current liabilities. Penman, S. H., & Penman, S. H. (2001). 
Current ratio = current assets/current liabilities
In the case of Rio Tinto, we can observe that current ratio of the company has increased from 1.6 in 2016 to 1.69 in 2017. Generally, as a Thumb Rule, it is considered that if the current ratio of the company is greater than 1.2 then the company has enough liquidity to sustain its short-term operations. Since in the case of Rio Tinto the current ratio of the company is greater than 1.2 then it has sufficient liquidity to manage its short-term operations.
Quick ratio = (current assets-inventories)/current liabilities
We can observe that in the case of Rio Tinto the quick ratio of the company has also increased, it has increased from 1.29 in 2016 to 1.38 in 2017.
General, it is considered that if the quick ratio of the company is greater than 1 then the company has enough liquidity to sustain its operations. Penman, S. H., & Penman, S. H. (2001). 
Profitability ratios
Profitability ratios are one of the most important ratios from the point of the investors in the company.  Profitability ratio defines the profitability at the several levels of the organization.  it helps in identifying the inefficiencies in the business operation so that company can take initiatives to eliminate those inefficiencies and improve its performance.
Profitability of the company is measured by several profitability ratios like gross profit ratio, operating profit ratio, and the net profit ratio.
The gross profit ratio is defined as the ratio between the gross profit of the company and the net revenue of the organization.  Gross profit is used to measure the efficiency of the cost of goods sold.  There is no standard benchmark for the gross profit ratio but it varies between 20% to the 60% depending on the industry of the organization.
Gross profit ratio = gross profit/total revenue
Gross profit ratio is also known as gross margin, in case of Rio Tinto, the gross margin of the company has increased from 60.41% in 2016 to 63.15% in 2017.
The second major profitability ratio is the operating margin operating margin is defined as a ratio between the operating profit and the total revenue. The operating profit measures the efficiency of selling, admin, and other expenses.
Operating profit margin in case of Rio Tinto has increased from 22.0 percent to 34.13% from 2016 to 2017.  This shows that the Rio Tinto has significantly reduced its operating expenses which have led to the higher profit by the organization.
The third and the most important profitability ratio is the net margin ratio which measures the ratio between the net profit of the organization and total revenue of the company.
The net margin of the company measures the overall profitability of the organization which is generated by detecting all the expenses.
Net margin = net income/total revenue
We can observe that the net margin of the company has increased from 13.67% to 21.89% from 2016 to 2017.  This indicates that the company has achieved a significant cost efficiency which has led to increases in the net margin of the company.
Solvency ratios
Solvency ratios are used to measure the long-term sustainability of the organization. As we know that there is a risk of financial distress associated with every organization, therefore, it is generally considered that if there is a very high debt associated with the organization then there are higher chances of that organization becoming insolvent.
Solvency ratios measure the unsystematic risk associated with the company which is the list which is specifically associated with the company's business.
The first solvency ratio witches used to measure the solvency of the company is the debt to equity ratio, the debt to equity ratio measures the proportion of debt and equity in the capital structure of the organization and it is generally considered that higher debt to equity ratio implies that hi list of financial distress is associated with the company.
Debt to equity ratio = total debt in the capital structure/total equity in the capital structure
The debt to equity ratio of the Rio Tinto has reduced from 23.88% in 2016 to 10.23% in 2017 since the amount of debt in the capital structure of Rio Tinto has decreased this implies that the unsystematic risk associated with the Rio Tinto has also decreased.
The second solvency ratio which is used to measure the solvency of the company is EBIT/Interest, this ratio measures the ability of the firm to pay the interest payments on its outstanding debt.  Generally, as a Thumb Rule, it is considered that if EBIT/ Interest ratio is greater than free then it is considered that organization has enough solvency to sustain its operations.
Growth ratios
The growth ratio is used to measure the growth rate associated with the company, major growth rate ratios we have analyzed our revenue growth asset growth and the growth in capital expenditure which is incurred by the company.
In the case of Rio Tinto, we can observe that the revenue of the company has increased very significantly by 18.5% from 2017 to 2016. Similarly the asset of the Rio Tinto has grown by 7%.
The capital expenditure of the company has increased by a very huge amount of 48.8%
Inventory turnover ratios
Another parameter for the ratio analysis is the efficiency ratios efficiency ratios measures the operational efficiency of the organization.  The efficiency ratios of the organization are also known as the turnover ratios and are usually measured by two major ratios the first is inventory turnover ratio and the second one is receivables turnover ratio.
Which the receivables turnover ratio and inventory turnover ratio we can calculate the inventory days and receivable days. Froot, K. A., & Stein, J. C. (1998)
Inventory days gives us the number of days on an average when firm converts it inventory into the sellable product where is receivable turnover gives us the number of days usually required by the company in order to collect its credit sales. Froot, K. A., & Stein, J. C. (1998)
In the case of Rio Tinto, we can observe that inventory turnover days of the organization has increased to 84.7 from 79.05.  On the contrast, the receivable turnover ratio of the Rio Tinto has decreased from 35.08 to 29.61. This indicates that the Rio Tinto has reduced its receivable time this implies that the company is now receiving the money within a short span of time from its customers.
Ratio analysis table
     
     
    2016
    2017
    Liquidity ratios
     
     
     
    Current ratio
     
    1.60
    1.69
    Quick Ratio
     
    1.29
    1.38
     
     
     
     
    Solvency Ratios / Coverage
     
     
     
    Debt to...
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