The assignment must be in MS Word format, no spacing, 12-pt Arial font and 2 cm margins on all four sides of your page with appropriate section headings and page numbers.No excel files are allowed to...

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The assignment must be in MS Word format, no spacing, 12-pt Arial font and 2 cm margins on all four sides of your page with appropriate section headings and page numbers.No excel files are allowed to be submitted except the cases where it is allowed. It is a requirement that students practice and solve the questions in finance subjects using scientific calculators, not financial calculators or excel. To enable students to make answers in word format, I have made the formulas available in word files for you to copy and paste to your answers. The word files of formulas are available at Tutorial Materials/Week 1,2,3.../Formulas Learnt in this topic. In the Interactive Tutorial Solutions Week 6, I also provide some tips for inserting and displaying the mathematic symbols in word files. Besides, students can copy the presentations of calculations from the PPT files of Interactive Tutorial Solutions each week as template for solving the questions of Pre-recorded Tutorials in MS word.


Untitled Assessment Task – Tutorial Questions Unit Code: HI5002 Unit Name: Finance for Business Assignment: Tutorial Questions 1 Due: 11:30pm 22nd May 2020 Weighting: 25% Total Assignment Marks: 50 marks Purpose: This assignment is designed to assess your level of knowledge of the key topics covered in this unit Unit Learning Outcomes Assessed: 1. Identify business financial decisions, and critically analyze their impacts on value, and the nature of the broader financial and regulatory environment in which these decisions are made; 2. Critically evaluate the role of finance in business and appraise the way corporate managers use financial theory to solve practical problems; 3. Apply underlying finance theories, concepts, assumptions, limitations and arguments to make corporate finance decisions within real-world constraints, Description: Each week students were provided with three tutorial questions of varying degrees of difficulty. These tutorial questions are available in the Tutorial Folder for each week on Blackboard. The Interactive Tutorials are designed to assist students with the process, skills and knowledge to answer the provided tutorial questions. Your task is to answer a selection of tutorial questions for weeks 1 to 5 inclusive and submit these answers in a single document. The questions to be answered are: Week 1 What are the five basis principles of finance? Briefly explain them. (10 marks, maximum 250 words) Week 2 Little Book LTD has total assets of $860,000. There are 75,000 shares of stock outstanding, total book value of $750,000 with a market value of $12 a share. The firm has a profit margin of 6.5% and a total asset turnover of 1.5. Required: a) Calculate the company’s EPS. (6 marks) b) What is the market-to-book ratio? (4 marks) Week 3 Fifteen years ago, you deposited $12,500 into an investment fund. Five years ago, you added an additional $20,000 to that account. You earned 8%, compounded semi-annually, for the first ten years, and 6.5%, compounded annually, for the last five years. Required: a) What is the effective annual interest rate (EAR) you would get for your investment in the first 10 years? (2 marks) b) How much money do you have in your account today? (4 marks) c) If you wish to have $85,000 now, how much should you have invested 15 years ago? (4 marks) Week 4 Giant Equipment Ltd. is considering two projects to invest next year. Both projects have the same start-up costs. Project A will produce annual cash flows of $42,000 at the beginning of each year for eight years. Project B will produce cash flows of $48,000 at the end of each year for seven years. The company requires a 12% return. Required: a) Which project should the company select and why? (5 marks) b) Which project should the company select if the interest rate is 14% at the cash flows in Project B is also at the beginning of each year? (5 marks) Week 5 Rachel is a financial investor who actively buys and sells in the securities market. Now she has a portfolio of all blue chips, including: $13,500 of Share A, $7,600 of Share B, $14,700 of Share C, and $5,500 of Share D. Required: a) Compute the weights of the assets in Rachel’s portfolio? (2 marks) b) If Rachel’s portfolio has provided her with returns of 9.7%, 12.4%, -5.5% and 17.2% over the past four years, respectively, calculate the geometric average return of the portfolio for this period. (2 marks) c) Assume that expected return of the stock A in Rachel’s portfolio is 13.6% this year. The risk premium on the stocks of the same industry are 4.8%, betas of these stocks is 1.5 and the inflation rate was 2.7%. Calculate the risk-free rate of return using Capital Market Asset Pricing Model (CAPM). (2 marks) d) Following is forecast for economic situation and Rachel’s portfolio returns next year, calculate the expected return, variance and standard deviation of the portfolio. (4 marks) Submission Directions: The assignment has to be submitted via Blackboard. Each student will be permitted one submission to Blackboard only. Each student needs to ensure that the document submitted is the correct one. Academic Integrity Academic honesty is highly valued at Holmes Institute. Students must always submit work that represents their original words or ideas. If any words or ideas used in a class posting or assignment submission do not represent the student’s original words or ideas, the student must cite all relevant sources and make clear the extent to which such sources were used. Written assignments that include material similar to course reading materials or other sources should include a citation including source, author, and page number. In addition, written assignments that are similar or identical to those of another student in the class is also a violation of the Holmes Institute’s Academic Conduct and Integrity Policy. The consequence for a violation of this policy can incur a range of penalties varying from a 50% penalty through to suspension of enrolment. The penalty would be dependent on the extent of academic misconduct and the student’s history of academic misconduct issues. All assessments will be automatically submitted to SafeAssign to assess their originality. Further Information: For further information and additional learning resources, students should refer to their Discussion Board for the unit.
Answered Same DayMay 05, 2021HI5002

Answer To: The assignment must be in MS Word format, no spacing, 12-pt Arial font and 2 cm margins on all four...

Khushboo answered on May 10 2021
162 Votes
Solution week 1
The five principle of the finance which lays the foundation of the finance are as follows:
a) Cash flow matters: It gives the value of the business as the positive cash flow is more import
ant than the profit of the business as it represents the money which can be spent and reinvested in order to make more money.
b) Money has time value: It is most fundamental principle of the finance that the money is having the time value. It focuses on the creation and measurement of the value. The cost benefit relationship is the key concept in finance.
c) Risk requires reward: The investor will only invest if they are expecting to receive a return on their investment and the risk return relationship is another important concept in the finance for the valuation of the stocks, bonds and capital investment.
d) Market prices are generally right: The efficient market is the one where the price of the assets which are trading in market reflect all the information at any point of time.
e) Conflict of interest leads to agency problems.
Solution week 2:
Given is the following information:
Total assets= $860,000
Number of share outstanding = 75,000 shares
Total book value = $750,000
Market value = $12 per share
Profit margin = 6.5%
Total asset turnover = 1.5
Calculation of sales for the entity:
Asset turnover ratio = sales/ Total assets
1.5 = Sales/ 860,000
Sales = 860,000*1.5
Sales = $1,290,000
Calculation of net profit:
Sales = $1,290,000
Profit margin = 6.5%
Net Profit = sales*profit margin
Net profit = $1,290,000*6.5%
Net Profit = $83,850
Calculation of earnings per share
Earnings per share = Net income attributable to shareholders/ Weighted average share outstanding
= $83,850/75,000
= $1.118
Calculation of market to book ratio
Market to book ratio = Market Capitalization/ Total book value
Market Capitalization = $75,000*$12
= $900,000
Now,
Market to book Value = 900,000/ 75,000
...
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