Ten years ago today Thomas made the first annual deposit of $ 2000 into a fund paying 3% interest compounded semi-annually. Two years ago the interest rate was increased to 4% on all funds compounded...

Ten years ago today Thomas made the first annual deposit of $ 2000 into a fund paying
3% interest compounded semi-annually. Two years ago the interest rate was increased to
4% on all funds compounded annually. Find the current worth of Thomas deposits, the
last of which was made today.