Suppose your company has prolonged period of profits that creates a positive cashflow but you see the need to buy new equipment to sustain growth and you also have employees who are giving their best...

Suppose your company has prolonged period of profits that creates a positive cashflow but you see the need to buy new equipment to sustain growth and you also have employees who are giving their best that must be rewarded. In addition, banks are courting you to avail of their corporate loan but you know for a fact that you have substantial amount of cash. How do you handle this situation?