' Stricter capital and liquidity rules could lead to huge funding gaps , reducing lending , which could kill off economic recovery . Therefore , it is only right that amid growing concerns of another...

' Stricter capital and liquidity rules could lead to huge funding gaps , reducing lending , which could kill off economic recovery . Therefore , it is only right that amid growing concerns of another economic crash , financial institutions should be encouraged to lend out money as cheaply as possible to businesses and households . ' How far do you agree with the above statement ? Explain .