See attached files. Assignment Topic: Write a performance report of Société Générale Bank that is intended for non-executive directors of an investment group who are seeking to add banks to their...

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Assignment Topic:


Write a performance report of Société Générale Bank that is intended for non-executive directors of an investment group who are seeking to add banks to their investment portfolio but have no specialist knowledge of banks as opposed to any other type of business.



The Report is separated into two parts:



Part A:


1) Introduction


2) Explanation and assessment of the following significant measures in relation to bank for the
last 6 years (Financial Reports for each year are attached).


For the above, compute the following:


· Capital adequacy of the bank: Calculate capital adequacy for each year. Show the calculations. Then create a table with each year capital adequacy and analyse briefly what means in each year.


· Asset Quality: Use two different formulas to calculate Assets quality and briefly describe what it means for each year.


· Liquidity: Use two different formulas to calculate Liquidity and then create a table with each year and briefly describe what it means for each year.


· Leverage: Calculate Leverage for each year (one formula) and describe briefly what it means.


· Profitability: Calculate profitability using two different formulas for each year. Show the calculations. Then create a table with each year profitability and analyse briefly what means in each year.




Word Count for Part 1:
Must be 750 words (no more) and the words must be distributed equally in each section.



Tables:
Each Table must have a title and must be fully understandable for the reader to understand without even read the analysis.



Part B:


1) Part B must include the past performance and the prospects of Société Générale from an investor view point using information from the Part A and other analysis for research. The information must be relevant and must be clearely written from investors point of view. It should clearly analyse the bank performance and the future prospects with reasoning and analysis.




Word Count for Part B: 750 words (no more).


Reference: If needed only from academic journals, Annual Report and Books using Harvard Style.



Attached you can find the following:
1) Financial Reports from 2016 to 2021


2) Presentations that includes theory and formulas that must used for the assignment.


Answered 4 days AfterJun 25, 2022

Answer To: See attached files. Assignment Topic: Write a performance report of Société Générale Bank that is...

Sandeep answered on Jun 29 2022
99 Votes
Introduction of Société Générale Bank :
The foundation decree of the Société Générale Bank was signed by Napoleon III on 4 May 1864. The Bank full name was Société Générale pour favoriser le développement du commerce et de l'industrie en France . It was conceived by group of industrialists and financiers motivated by spirit of progress.
The Bank’s mission being “Promoting the development of trade, business and industry in the France “.
Today Société Générale Bank is ranked amongst 3rd-Largest retail bank in France with Market Cap of € 19 bn.
Gradually it’s multiplied in size and volume as its retail branch network extended from 46 to 1500 between 1870-1940.
Société Générale Bank’s first international branch opened in 1871 in London and during the WW1 the bank had presence in 14 countries.
The Bank was nationalised on 2 December, 1945. However the Bank was privatised in 1987 successful stock market launch and offering portion to Group staff.
Société Générale Bank picked up pace in modernising itself by expanding networks by establishing in 1995 country’s foremost leading Online Bank “Fimatex”, while it kept spreading it’s wings in Central and Eastern Europe through Komerční Banka in the Czech Republic and BRD in Romania, and in Russia with Rosbank, while consolidating its growth in Africa in Morocco, Côte d’Ivoire and Cameroon . Bank’s current HR strength is 131000 member of staff .
Société Générale Bank core value are “Team spirit, Innovation, Responsibility and Commitment “.
Société Générale Bank currently services around 26 million clients in more than 66 countries on daily basis worldwide .The Bank registers total external group purchase of € 5bn , 2021 and 5500 suppliers empanelled.
Société Générale Bank portfolio of services include     advisory services and tailored financial solutions to secure transactions, protect and manage assets and savings. The Bank offers more than 66% of its customers the advantage of online banking utilities through No.1 online bank in France “Boursorama “and > 1.7million vehicles are managed by ALD Automotive. More than 23million insurance policies are managed by Bank.
Société Générale Bank also boasts of stellar performance card like:
> € 497 bn outstanding consumer loan;
> € 502bn collection in deposits from clients;
> € 4,586 bn Asset under custody of Bank;
> € 130 bn Asset under Management of Bank for Private Bank;
> € 16illion payments and > € 557 bn. transaction recorded every day;
Course to achieve 30% placement of women in Top management position to promote Board Diversity.
Collected and deposited > € 2.7 bn. Taxes and charges in 2021;
ESG Compliance: Bank has been able to transition to clean energy source and save around € 150 bn. beating target set of € 120 bn, 2 years ahead of timeline (2019-2023) .Bank is also founding member of Net Zero Banking Alliance in Europe.
Société Générale Bank – Financial Performance Scorecard from 2017-2021 is as follows
Bank’s planned merger of Crédit du Nord and Societe Generale will help it beat competition in country winning combination of a fully online banking model coupled with a network banking model offering both digital and human expertise. This Merger will unlock the significant cost synergies s follow:
Cost-base reduction target of more than EUR 350 million by 2024 & € 450 mn. by 2025.
Cost of merger is anticipated as between € 700- € 800...
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