Samantha’s family was awakened by a loud noise coming from the rear portion of her house after the family had retired to bed. A gas cylinder exploded in the kitchen and injured Samantha’s adopted...

Samantha’s family was awakened by a loud noise coming from the rear portion of her house after the family had retired to bed. A gas cylinder exploded in the kitchen and injured Samantha’s adopted teenage son who was preparing supper for himself. Half of the kitchen was burnt. Samantha has an ISO Dwelling Property 1 basic policy for the house. Explain the extent of the liability of the policy’s coverage.