Raymond Zukaitis was a physician practicing medicine in Douglas County, Nebraska. Aetna issued a policy of professional liability insurance to Zukaitis through its agent, the Ed Larsen Insurance Agency. The policy covered the period from August 31, 2016, through August of the following year. On August 7, 2018, Dr. Zukaitis received a written notification of a claim for malpractice that had occurred on September 27, 2016. Dr. Zukaitis notified the Ed Larsen Insurance Agency immediately and
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