Question 1 (15 marks)The Analtoly Corporation is an electronics dealer and distributor. Sales for the last year were$4.5 million, and cost of goods sold was $2 million and operating expenses totaled...

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Question 1 (15 marks)The Analtoly Corporation is an electronics dealer and distributor. Sales for the last year were$4.5 million, and cost of goods sold was $2 million and operating expenses totaled $1.2million. Analtoly also paid $150,000 in interest expense, and depreciation expense totaled$50,000. In addition, the company sold securities for $120,000 that it had purchased 4 yearsearlier at a price of $40,000.a. Compute Taxable Income (5 marks)b. Compute the tax liability for Analtoly. (5 marks)Corporate Tax RatesTaxable IncomeCorporate Tax Rate$1 - $50,00015%$50,001 - $75,00025%$75,001 - $10 million34%over $10 million35% and$100,000 - $335,0005% surtax$15m - $18.333 m3% surtaxApply the usual important considerations.c] Explain objectives of Corporate Financial Management. (500 words) (5 marks)©Al Tareeqah Management Studies - 2021Question 2 Attempt any 8. (8x3= 24 + 1 Bonus Point) 25 Marks1.(Inflation and Interest Rates) What would you expect the nominal rate of interest to beif the real rate is 4 percent and the expected inflation rate is 7 percent?2.(Expected Rate of Return and Risk) Syntex, Inc. is considering an investment in oneof two common stocks. Given the information that follows, which investment isbetter, based on risk (as measured by the standard deviation) and return?Common Stock ACommon Stock BProbabilityReturnProbabilityReturn.3011%.2025%.4015%.306%.3019%.3014%.2022%3.(Common Stock Valuation) Header Motor, Inc., paid a $3.50 dividend last year. At aconstant growth rate of 5 percent, what is the value of the common stock if theinvestors require a 20-percent rate of return?4.(Preferred Stock Valuation) What is the value of a preferred stock where the dividendrate is 14 percent on a $100 par value? The appropriate discount rate for a stock ofthis risk level is 12 percent.5.6.(Cost of Trade Credit) Calculate the effective cost of the following trade credit termswhere payment is made on the net due date.a. 2/10, net 30b. 3/15, net 30(Trade Credit Discounts) Determine the effective annualized cost of forgoing thetrade credit discount on the following terms:a. 1/10, net 20b. 2/10, net 30©Al Tareeqah Management Studies - 202147.A) Calculate Economic Ordering Quantity ( EOQ ) ifcost of carrying 1 unit in inventory = $24total demand in units over planning period = 60,000 unitsordering cost per order = $8008.B) Calculate average inventory to be maintained if Safety stock is 3,000 units.Calculate Chim Inc. Weighted Cost of Capital based on following information of theircapital sources and structure:SourceCostCapital StructureDebt5%20%Preferred8%20%Common14%60%9. Explain any 5 axioms of finance with real examples. (500 words)10. “Finance managers spend up to 60 percent of their time in working capitalmanagement.” Explain the importance of working capitalmanagement.(500 words)©Al Tareeqah Management Studies - 20215Question 3 (15 marks)X construction is considering two projects to develop. The estimated net cash flow from eachproject isas follows:YearProject X ($)Project Y ($)1110,00075,000265,000150,0003100,00060,0004115,00055,000535,00060,000Total425,000400,000Each project requires an investment of $ 200,000.The cost of capital is 10%.Require toa) Calculate Net Present Value, Payback period, ARR and Profitability Index.b) Which Project is to be recommended to develop based on NPV, Profitability Index,Payback period and ARR? Suggest©Al Tareeqah Management Studies - 20216Question 4 (15 marks)A. (Leverage Analysis) You have developed the following analytical incomestatement for the Hugo Boss Corporation. It represents the most recent year'soperations, which ended yesterday.Sales$ 50,439,375Variable costs(25,137,000)Revenue before fixed costs$ 25,302,375Fixed costs(10,143,000)EBIT$ 15,159,375Interest expense(1,488,375)Earnings before taxes$ 13,671,000Taxes at 50%(6,835,500)Net income$ 6,835,500Your supervisor in the controller's office has just handed you a memorandum asking forwritten responses to the following questions: (10 marks)a. At this level of output, what is the degree of operating leverage?b. What is the degree of financial leverage?c. What is the degree of combined leverage?d. What is the firm's break-even point in sales dollars?e. If sales should increase by 30 percent, by what percent would earnings beforetaxes (and net income) increase?B. “Understanding Operating, Financial and Combined leverage is important inbusiness financial risk analysis.” Elaborate the statement. (500 words) (5 marks)©Al Tareeqah Management Studies - 20217Question 5 (20 marks)RPI, Inc. is a manufacturer and retailer of high-quality sports clothing and gear. The firm wasstarted several years ago by a group of serious outdoor enthusiasts who felt there was a needfor a firm that could provide quality products at reasonable prices. The result was RPI, Inc.Since its inception, the firm has been profitable with sales that last year totaled $700,000 andassets in excess of $400,000. The firm now finds its growing sales outstrip its ability tofinance its inventory needs. The firm now estimates that it will need a line of credit of$100,000 during the coming year. To finance this funding requirement, the managementplans to seek a line of credit with its bank.The firm’s most recent financial statements were provided to its bank as support for thefirm’s loan request. Joanne Peebie, a loan analyst trainee for the Morristown Bank and Trust,has been assigned the task of analyzing the firm’s loan request.RPI, Inc. Balance Sheetsfor 12/31/18 and 12/31/19AssetsCashMarketable securitiesAccounts receivableInventoryPrepaid rentTotal current assetsNet plant and equipmentTotal assets2018$16,0007,00042,00050,0001,200$116,200286,000$402,2002019$17,0007,20038,00093,0001,100$156,300290,000$446,300Liabilities and Stockholders’ EquityAccounts payableNotes payableAccrualsTotal current liabilitiesLong-term debtCommon stockholders’ equityTotal liabilities and equity2018$48,00016,0006,000$70,000$160,000$172,200$402,2002019$55,00013,0005,000$73,000$150,000$223,300$446,300©Al Tareeqah Management Studies - 20218RPI, Inc. Income StatementFor the Year Ended 12/31/2019Sales (all credit)Less: Cost of goods soldGross profitsLess: Operating and interest expensesGeneral and administrative$50,000Depreciation30,000TotalProfit before Interest and taxes (EBIT)Less: InterestProfit before taxesLess: TaxesNet income availableto common stockholdersLess: Cash dividendsChange in retained earnings$700,000500,000$200,00080,000$120,00010,000$110,00027,100$82,90031,800$51,100©Al Tareeqah Management Studies - 20219a. Calculate the financial ratios for 2019 corresponding to the industry normsprovided below: (13 Marks)Current ratioAcid-test ratioDebt ratioLong-term debt to total capitalizationTimes interest earnedAverage collection periodInventory turnover (based on COGS)Return on total assetsGross profit marginOperating income return on investmentOperating profit marginTotal asset turnoverFixed asset turnoverRatioNorm1.800.900.500.7010.0020.007.008.40%25.0%16.8%14.0%1.201.80b.Which of the ratios reported above in the industry norms do you feel should bemost crucial in determining whether the bank should extend the line of credit?Why? (4 Marks) (500 words)c. Use the information provided by the financial ratios to decide if you wouldsupport making the loan. (3 Marks) (500 words)
Answered 6 days AfterFeb 19, 2021

Answer To: Question 1 (15 marks)The Analtoly Corporation is an electronics dealer and distributor. Sales for...

Pallavi answered on Feb 26 2021
148 Votes
Question 1
a.
    Sales
    4500000
    COGS
    -2000000
    Gross Profit
    2500000
    Operating expenses
    -1200000
    Depreciation
    -50000
    EBIT
    1250000
    Interest
    -150000
    PBT (A)
    1100000
    Income from sale of securities
     
    Sales Price
    120000
    Cost
    40000
    Net income from sale of securities (B)
    80000
    
    
    Total Taxable Income (A)+ (B)
    1180000
b.
    Total Tax liability @34%
    = 401200
c. Corporate Financial Management is that branch of finance which involves providing useful information to the business which can be used by it to take various business decisions. Corporate financial management has var
ious objectives including maximizing the value of the shareholders wealth and managing the various types of financial risks that are faced by any business firm. Corporate financial management can be split into two parts- analysis of short term decisions and analysis of long term decisions.
The main objective of corporate financial management is to maximize the return for shareholders and to provide useful information to the management for their decision making (Jensen 2001). According to the main principle of corporate financial management, a company should invest in those projects which are able to provide a greater return than the cost of capital which is applicable to the projects of the company.
Corporate financial management makes it possible for the firms to find out the return that will be generated by different projects on the basis of estimated future cash flows that will be generated by the project during the life of the project. It allows the companies to select the particular mix of different combination of funds which is equivalent to the hurdle rate or cost of capital of the company. Since the main objective of corporate financial management is to maximize the value of returns attributable to the equity shareholders of the company, corporate financial management enables the managers of the company to obtain accurate information which is required for selection of most profitable projects. The wealth of the shareholders of the company can be maximized if the company invests in those projects which increase the value of the capital that has been contributed by them to the company in the form of capital investment (Damodaran 1996).
Apart from the objective of maximization of wealth of shareholders, the other major objective of corporate financial management is to maximize the value of firm i.e. to maximize the prices of shares of the company. Corporate financial management has another very important objective of performing assessment of long term and short term decisions of the company. It enables the company to evaluate the viability of various investment proposals. It also provides insight to the company in relation to decisions such as whether to pay dividend or not, which sources of funds should be used for financing the projects of the company. The top management of the company always wants the company to invest in those projects which have high net present value. It also enables the company to decide which projects it should accept and which projects should be rejected by the company.
It has another objective of supporting the company in its decisions related to financing or its decisions related to the choice of sources of funds to be raised by the company. It enables the management to decide when, where and how it should raise those funds which are required to meet the needs of its future expansion and growth (BMS n.d.). It helps the management in deciding the optimum capital structure for the company.
Question 2
1.
The relationship between real and nominal rate of interest can be stated using below formula, which is also known as the Fisher Effect.
    (1+I)
    =
    (1+R)(1+H)
    
    
    
    
    
    
    I=
    Nominal rate of return
    
    R=
    Real rate
    
    
    
    H=
    Inflation rate
    
    
    
    
    
    
    
    
    1+I
    =
    (1+0.04)*(1+0.07)
    
    1+I
    =
    1.1128
    
    
    
    
    
    
    
    I
    =
    0.1128
    
    
    
    
    
    
    
    I
    =
    11.28%
    
The nominal rate of return is 11.28%
2. The calculation of return and standard deviation of common stock A and B has been given below
    Common Stock A
    Probability
    Return
    Probability*Return
    0.3
    11%
    3.30%
    0.4
    15%
    6.00%
    0.3
    19%
    5.70%
     
    Return
    15.00%
     
    Standard deviation
    1.48%
    
    
    
    
    
    
    Common Stock B
    Probability
    Return
    Probability*Return
    0.2
    25%
    5.00%
    0.3
    6%
    1.80%
    0.3
    14%
    4.20%
    0.2
    22%
    4.40%
     
    Return
    15.40%
     
    Standard deviation
    1.41%
On the basis of return
Common stock B has a higher return than common stock A. Hence, Common stock B is better than Common stock A.
On the basis of risk (standard deviation)
Common stock B has a lower risk (as measured by standard deviation) than Common stock A. Hence, Common stock B is better than Common stock A.
Conclusion: Common stock B is better than Common stock A, both in terms of risk and return as it has a higher return and lower risk.
3. The Value of common stock can be found using the formula as per Dividend Growth model.
P= D1/r-g
D1= $3.5*(1.05) = $3.675
r=20%
g= 5%
P= Value of common stock can be found out by entering these values in the above mentioned formula
P= 3.675/(0.2-0.05)= $24.5
Hence, Value of common stock is $24.5
4.
    Par value
    =
    100
    Dividend per share
    =
    14
    Discount rate
    =
    12%
Vp = DP/KP
Value of preferred stock = 14/0.12= $116.67
5.
a.
Formula for calculating effective cost of trade
=Discount Percentage ÷ (1-Discount %) x [360/(Full allowed payment days - Discount days)]
=2/(1-0.02)*[360/(30-10)]
Effective cost of trade = 36.73%
b. 3/(1-0.03)*[360/(30-15)]
Effective cost of trade = 74.22%
6.
a. 1/(1-0.01)*[360/(20-10)]
Effective cost of trade = 36.36%
b. 2/(1-0.02)*[360/(30-10)]
Effective cost of trade = 36.73%
7A)
EOQ =
where,
    
    
    
    D (Demand in units)
    =
    60000
    S (order cost per order)
    =
    $ 800
    H (Holding cost per unit per year)
    =
    $ 24
OQ =     = 2000 umits
7B) The reorder quantity can be calculated using the below formula:
=(Average daily usage rate x Lead time) + Safety stock
= (167*25) + 3000
Average Inventory to be maintained = 7175 units
8. Weighted...
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