Prepayment of loans may be initiated by a. bank regulators b. bank auditors c. the central bank d. borrowers and lenders If a bank has a return on assets of 1% and a ratio of equity to assets of 5%, its return on equity will be: a. 20% b. none of the above. c. 25% d. 5% The principal distinction between a credit card and a debit card is that a. credit cards may be used to buy goods and services b. debit cards are used in lieu of check overdrafts c. debit cards do not extend beyond the bank balance d. credit cards are made of plastic and have customer information imbedded on a magnetic strip Written loan policies should contain a. information about credit limits b. information about insider borrowing c. all of the above d. information about loan supervision

Prepayment of loans may be initiated by a. bank regulators b. bank auditors c. the central bank d. borrowers and lenders If a bank has a return on assets of 1% and a ratio of equity to assets of 5%,...

Prepayment of loans may be initiated by

bank regulators

bank auditors

the central bank

borrowers and lenders

If a bank has a return on assets of 1% and a ratio of equity to assets of 5%, its return on equity will be:

20%

none of the above.

25%

The principal distinction between a credit card and a debit card is that

credit cards may be used to buy goods and services

debit cards are used in lieu of check overdrafts

debit cards do not extend beyond the bank balance

credit cards are made of plastic and have customer information imbedded on a magnetic strip

Written loan policies should contain

information about credit limits

information about insider borrowing

all of the above

information about loan supervision

Jun 09, 2022