1_Explain the differencies and comparison between fitch ,moody, Standard & Poor’s in assessing the credit rating(half page) 2_how these agencies conduct studies and finding of study(half page)

Credit Rating Agencies
Comparison of between S&P, Moody’s and Fitch:
Credit Rating is a process to evaluate the credit worthiness (capacity and willingness) of borrower / country or of instrument (like bond). This process is conducted by credit rating agencies. Different credit rating agencies use different symbol like AAA, Aaa, B, B2 etc. , to indicate the credit worthiness of borrowers. Rating can be for long-term perspective (more than a 1 year consideration) and short-term perspective (less than a year prospectus). The comparable long-term ratings of three main credit rating agencies are below:
    Grade
    Indication of creditworthiness
    Standard and Poor’s (S&P)
    Moody’s
    Fitch’s
    Investment
Grade
    Very Strong to Strong capacity
    AAA, AA+, AA, AA-, A+, A
    Aaa, Aa1, Aa2, Aa3, A1, A2,
    AAA, AA+, AA, AA-, A+, A
    
    Adequate Capacity
    A-, BBB+, BBB, BBB-
    A3, Baa1, Baa2, Baa3
    A-, BBB+, BBB, BBB-
    Non-Investment Grade...