FNSACC609 Evaluate financial risk FNSACC609 Evaluate financial risk Release: 2 FNSACC609 Evaluate financial risk Date this document was generated: 6 September 2018 Approved Page 2 of 5 © Commonwealth...

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FNSACC609 Evaluate financial risk FNSACC609 Evaluate financial risk Release: 2 FNSACC609 Evaluate financial risk Date this document was generated: 6 September 2018 Approved Page 2 of 5 © Commonwealth of Australia, 2018 PwC’s Skills for Australia FNSACC609 Evaluate financial risk Modification History Release Comments Release 2 This version first released with FNS Financial Services Training Package Version 3.1. Update to pre-requisite unit code Application This unit describes the skills and knowledge required to assess financial risk and exposure, analyse financial histories and establish processes to minimise risks associated with an organisation’s cash flow or assets and securities. It applies to experienced individuals with specialised knowledge who use well-developed analytical skills and systematic approaches to manage and mitigate risk in their area of responsibility. Work functions in the occupational areas where this unit may be used are subject to regulatory requirements. Refer to the FNS Implementation Guide Companion Volume or the relevant regulator for specific guidance on requirements. Pre-requisite Unit FNSACC511 Provide financial and business performance information Unit Sector Accounting Elements and Performance Criteria ELEMENT PERFORMANCE CRITERIA Elements describe the Performance criteria describe the performance needed to FNSACC609 Evaluate financial risk Date this document was generated: 6 September 2018 Approved Page 3 of 5 © Commonwealth of Australia, 2018 PwC’s Skills for Australia ELEMENT PERFORMANCE CRITERIA essential outcomes. demonstrate achievement of the element. 1. Assess financial risk exposure 1.1 Identify and measure magnitude and volatility of organisational risks to determine extent of risk exposure and implications for financial strategies 1.2 Identify key factors supporting or driving risk exposure and establish timeframes to monitor and improve performance 1.3 Compare short-term and long-term financial outcomes and projections with actual cash flows using standard financial analysis techniques to determine effects on liquidity and budget adjustments 2. Develop risk management processes 2.1 Ensure risk management options include assessments of alternatives, criteria for success and estimates of long-term and short-term effects 2.2 Identify and evaluate key ethical, legislative and organisational considerations for risk management options 2.3 Develop strategies using standard financial analysis techniques to identify financial flows, trends in returns and adjustments in asset values 2.4 Establish financial recording systems to monitor and evaluate changes in market conditions and business needs using range of data sources 2.5 Develop risk management strategies that optimise mix of asset structures and liabilities in operations and ensure flexibility to meet changing environments 3. Analyse financial histories 3.1 Evaluate financial performance using trends and patterns that identify magnitude and volatility of financial exposures 3.2 Compare long-term and short-term financial outcomes with forecast outcomes to assess variances and parameters in performance and reliability of financial advice 3.3 Identify and analyse incidents and factors increasing or diminishing financial performance using standard financial analysis techniques 4. Establish processes to minimise risks 4.1 Develop and review recording systems to monitor financial outcomes and to guide and document decision making 4.2 Maintain and establish inventories to ensure up-to-date records on value of assets and liabilities 4.3 Assess contribution of organisational attitudes to risk taking and incorporate in risk analysis process FNSACC609 Evaluate financial risk Date this document was generated: 6 September 2018 Approved Page 4 of 5 © Commonwealth of Australia, 2018 PwC’s Skills for Australia ELEMENT PERFORMANCE CRITERIA 4.4 Develop, review and communicate parameters for variances in financial outcomes to support financial decision making Foundation Skills This section describes language, literacy, numeracy and employment skills incorporated in the performance criteria that are required for competent performance. Skill Performance Criteria Description Reading 1.1, 1.2, 2.2, 3.1, 3.2  Uses highly developed research skills and critically analyses complex financial information Writing 2.3, 2.4, 4.2, 4.4  Prepares written analyses and forecasts that clearly explain relationships between data and advice Oral Communication 4.4  Participates effectively in verbal exchanges using active listening and questioning to gauge organisational attitudes and obtain feedback on proposed options Numeracy 1.1, 1.3, 2.3, 2.4, 3.1-3.3, 4.1, 4.4  Performs mathematical calculations and uses a range of mathematical problem-solving techniques to analyse trends and forecast financial data Navigate the world of work 2.2  Recognises and responds to relevant ethical, legislative and organisational requirements in managing risk and meets expectations associated with own role Get the work done 1.1-1.3, 2.1-2.4, 3.1-3.3, 4.1-4.4  Plans and sequences complex activities, and correctly schedules risk and financial performance monitoring and reporting  Plans and implements new systems and processes with strategic implications for the organisation  Uses systematic analytical problem-solving processes in complex, routine and non-routine situations, gathering information and identifying and evaluating options against criteria  Evaluates effectiveness of systems and processes to inform decisions on how to implement improvements  Creates tools and systems to enhance the decision-making process  Uses digital technologies to access, organise and analyse complex data FNSACC609 Evaluate financial risk Date this document was generated: 6 September 2018 Approved Page 5 of 5 © Commonwealth of Australia, 2018 PwC’s Skills for Australia Unit Mapping Information Code and title current version Code and title previous version Comments Equivalence status FNSACC609 Evaluate financial risk FNSACC609A Evaluate financial risk Updated to meet Standards for Training Packages Minor edits to clarify intent of element Prerequisite updated No equivalent unit Links Companion Volume implementation guides are found in VETNet - https://vetnet.education.gov.au/Pages/TrainingDocs.aspx?q=c7200cc8-0566-4f04-b76f-e89fd 6f102fe FNSACC609 Evaluate financial risk Modification History Application Pre-requisite Unit Unit Sector Elements and Performance Criteria Foundation Skills Unit Mapping Information Links
Answered Same DayApr 09, 2021FNSACC511

Answer To: FNSACC609 Evaluate financial risk FNSACC609 Evaluate financial risk Release: 2 FNSACC609 Evaluate...

Nakul answered on Apr 12 2021
136 Votes
Assessment Solutions
Answer 1:
The company might face problem while selling an illiquid asset due to the following reasons:
· There are no buyers for the illiquid asset making it difficult for the company to pay off its debt
· Even if there are some buyers available, they are not wi
lling to purchase at the ask price, causing a wide bid-ask spread, which may eventually force the company to sell that illiquid asset at a loss.
Answer 2:
The liquidity of assets of any business is determined to liquidity ratios i.e. current ratio and quick ratio.
Current Ratio = Current Assets/Current Liabilities
Quick Ratio = (Current Assets- Inventory – Prepaid Expenses)/ Current Liabilities
Current ratio and quick ratio shows how much the company is capable of meeting its current liabilities with liquid assets. Generally the ratio should be between 0.8-1.2 for smooth functioning of a business. The ratio varies depending upon the nature of business.
The liquidity of assets may change over a period of time due to certain factors like assets turning obsolete, due to which less buyers are available to buy the asset at a given price. Other factors like technological advancements may also affect the liquidity of assets as those assets will no longer be required by anyone.
Answer 3:
To manage competition risk I need to first understand the strengths and weaknesses of the competitor. After that I can adjust my café according to the nearby competition. I can also cut prices or provide discounts initially, without compromising on the quality, to attract maximum customers.
Apart from that I can also provide differentiated products or services to my customers. I can also increase my marketing expense and do some promotional activities to attract maximum customers. Holding loyal customers is also crucial to manage competition risk, and at the same time I can expand my product portfolio, to target new markets, which my competitor is not targeting.
Answer 4:
(a) A mutually-exclusive project is a type of project in which the cash flows of those set of projects are highly affected by each other. At most one project can be selected from the set of projects. (Anon., 2011)
An independent project is a type of project in which the cash flows of that project does not impact the acceptance or rejection of other projects. Hence all the independent projects which meet the basic concepts of capital budgeting must be accepted
(b) For ranking mutually exclusive projects, NPV method is considered superior to IRR because NPV assumes that the cash inflows are reinvested at the company cost of capital while in IRR, the cash inflow is reinvested at the same rate as IRR which makes it unreasonable as compared to the NPV method. (Anon., n.d.)
(c) Net Present Value is the difference between the present value of cash inflows and cash outflows over a period of time....
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