Please answer BOTH questions below.1. When you trade options through the Australian Securities Exchange (ASX) you may be liable for maintenance margin payments. To what extent are you liable for...

Please answer BOTH questions below.1. When you trade options through the Australian Securities Exchange (ASX) you may be liable for maintenance margin payments. To what extent are you liable for margin payments in this case? Under what circumstances would any trader not be required to make margin payments?2. Banks, globally, have been facing a number of crises since 2008 with many facing takeover or partial nationalization. Much of this has been caused by exposure to debt that has either defaulted or is worth much less than the value in the balance sheet. In Australia the banks have been less affected to date but are nevertheless continually monitored by the authorities. What is the name of the organization in Australia that monitors the solvency of banks and briefly what does it monitor?