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NBTF GROUP INSURANCE Monthly Subsidized RATES FOR TEACHER (Contracts B, D, C, E, L) January 2021 Basic Life Single Family $50 000 + $7.35 $8.45 $50 000 AD&D 0.33 N/A Health/Drugs Single 74.74 Couple 149.48 Family 171.96 Dental Single 26.36 Couple 53.74 Family 64.48 Long Term Disability 1.623% (1.958% as of June 1, 2021) Optional AD&D Single $0.15 per $10,000 Family0.23 per 10,000 (blocks of $10,000 to $500,000) Optional Life Employee 0.221 per $1,000 Employee & Spouse 0.282 per 1,000 (blocks of $5,000 to $100,000) Basic Critical Illness $2.90 for $10,000 Optional Critical Illness – contact Inc. for info and rates ASSURANCE COLLECTIVE DE LA FENB TAUX Mensuels SUBVENTIONÉS POUR ENSEIGNANT(E) (Contrats B, D, C, E, L) JANVIER 2021 Assurance-vie de base Célibataire Famille 50 000$ + 7,35$ 8,45 $ 50 000$ M&MPA 0,33 N/A Maladie/médicaments Célibataire 74,74 Couple 149,48 Famille 171,96 Dentaire Célibataire 26,36 Couple 53,74 Famille 64,48 Invalidité de longue durée 1,623% (1.958% à partir du 1er juin 2021) M&MPA facultative Célibataire 0,15 $ par 10 000 $ Famille0,23 par 10 000 (tranches de 10 000 $ à 500 000 $) Assurance-vie facultative Employé(e) 0,221 par 1 000 $ Employé(e) et conjoint(e)0,282 par 1 000 (tranches de 5 000 $ à 100 000 $) Maladie grave de base 2,90 $ pour 10 000 $ Maladie grave facultative - contacter Inc. pour taux et information 1. Premiums are taken one month in advance of coverage (for example, the September 5th deduction provides coverage for the month of October.) Using the premium table provided, answer the following questions. a. Scenario 1: A member residing in Ontario has applied for couple Health and Dental plans effective July 1st. We are currently on the September 5th billing. i. How much will the member’s monthly premium be? ii. How much in arrears, if any, will the member owe? b. Scenario 2: A member with couple coverage Health Plan only wants to downgrade their coverage to single coverage effective September 1st. We have already received the August 5th deduction, and we are currently on the September 5th billing. i.Do we owe the member a refund? If so, how much would the refund be for? ii.What is the member’s new monthly premium deduction? 2. You received an email from Mr. Thompson, who is complaining about the wait times on the telephone. First explain how you would approach the situation, and then write an email response to Mr. Thompson. 3. Mrs. Sutton calls to update her address, change her telephone number and also wants you to email her what she is currently paying for her Health Plan. Please provide your response to Mrs. Sutton.