Loans that are used to fill a gap in the time until a specific event occurs are called a. evergreen facilities b. bridge loans. c. term loans d. floor plans. If a bank has gross charge-offs of $25 for...


Loans that are used to fill a gap in the time until a specific event occurs are called



a.
evergreen facilities


b.
bridge loans.


c.
term loans


d.
floor plans.




If a bank has gross charge-offs of $25 for the current year, recoveries of $40, and provision for loan losses of $30, how much will the reserve for loan losses change?



a.
$45


b.
$+15


c.
none of the above.


d.
$-15



Which of the following is a non-installment loans? There may be more than one correct answer.



a.
term loan


b.
single payment loans


c.
bridge-loans


d.
closed-end leases



The _____ ratio gives actual losses on loans, while the ______ ratio gives the extent to which the bank’s assets are devoted to loans.



a.
loss rate; capitalization


b.
loss rate; loan risk


c.
loan risk; loss rate


d.
operating efficiency; loan risk

















Jun 09, 2022
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