Lesson 5 Discussion with students
The responses to your classmates
1st students discussion
A multi-payer refers to a health system that is financed through more than a single entity, one of which may include government. Private health insurance companies participate in multi- payer A single payer refers to a health system that is financed by a single entity; in its common usage, that single entity is government. Government is the payer for services of the single payer.Healthcare in Canada is single payer , Healthcare in Canada is delivered through a publicly funded healthcare system, which is mostly free at the point of use and has most services provided by private entities.Healthcare in the United Kingdom , which is both a single payer and multi- payer, they have their own system of private and publicly funded healthcare.The US is an example of a nation that employs a multi-payer system: individuals/families, employers, insurance companies, local/state/federal governments all contribute to pay for the cost of care.
To improve the quality of care and the rising cost is to start by looking at your plan information so you know what services are available.Coordinate plans, check you medical bills, you can deduct from your taxable income the medical costs, and use your health care spending account withdrawals to pay qualified medical expenses, including dental and vision.
References:
https://web.pdx.edu/~nwallace/GHS/SingleMultiHI.pdf
2nd students discussion
The U.S. wants to transition to a single-payer system, it has a long way to go. But it’s not starting from zero either. Despite its current commitment to a multi-payer system, single-payer healthcare has a long history. The single-payer system saves people money in the long run. But we are currently, under the multi-payer model, the U.S. spends the most out of a list of rich countries, and its health outcomes are also some of the worst.
The differences are A single-payer system of healthcare is where a single entity is responsible for collecting the funds that pay for the sector related to healthcare on behalf of an entire population. Most Americans are right to see cost as an issue when it comes to healthcare. A single-payer system will help with patients fighting a critical illness, don’t go broke on go into bankruptcy. Each single-player system works differently around the globe. Twaiwan and the United Kindom have different systems, and so does Demark and Canada.
The term single-payer system in some rich economies that mainly allows people to enroll in multiple insurance plans that are run by both private companies and no-profit organization. Countries such as the United Kingdom have the government bot run hospitals and employ physicians.
Different methods and approaches would be to save money on medicine. Tell patients to ask for the generic brand instead of name brand medications. They both have the same ingredients and both work the same. It would cut down on cost. Choose in-network healthcare providers, oppose to out-of-network specialties or doctors. Plan ahead for urgent care and emergency care, try not to wait until the last minute to determine how serious it could be. Going to an urgent care center will decide how serious the matter is. The most important is to take care of your health. Staying healthy can save you money and make things much easier.