In order to solve this question, would I use the compounded monthly formula and then subtract the balance between the difference? 36. If $50,000 is borrowed for a home mortgage, to be repaid at 10%...

In order to solve this question, would I use the compounded monthly formula and then subtract the balance between the difference?

36.   If $50,000 is borrowed for a home mortgage, to be repaid at 10% interest over 30 years, what is the remaining loan balance after 20 years? Assume monthly payments are made.

a.  $50,000b.  $42,957 c.  $32,590 D. $33,203e.  $20,651