If an annuity payment for Rs 5,000 for 20 years is deferred by 2 years, meaning that the first payment will begin at the end of the third year, what would be the present value, given a discount rate...

If an annuity payment for Rs 5,000 for 20 years is deferred by 2 years, meaning that the first payment will begin at the end of the third year, what would be the present value, given a discount rate of 10%?

If an annuity payment for Rs 5,000 goes for a 10-year period and the amount moves up by Rs 50 each, what would be the present value of the total payment including the growth factor, given a discount factor of 10%?