It is imperative that this project is not simply copied from coursehero.com or any other source. It must be original. Thank you. Instructions Please create two case studies in PowerPoint using the...

I need two 12-16 slide powerpoint case studies based on the two couples in the information provided below. All of the instructions and information needed has been included. I need the work to be original and not a copy past of coursehero.com.


It is imperative that this project is not simply copied from coursehero.com or any other source. It must be original. Thank you. Instructions Please create two case studies in PowerPoint using the scenarios below. Your initial presentation should be 10–12 slides. For both cases, you should assume you work as a loan officer and you will be presenting your thoughts to the credit committee at your institution. John and Jane Doe John and Jane Doe are both 40 years old with two children ages 12 and 10. John is an assistant principal making $80,000 per year. He has been in the same school district for over 10 years working in different positions. Jane works part-time making around $14,000 per year. They have about $25,000 in equity on their current home and $30,000 in savings. They came to your office seeking a pre-approval for a new mortgage. Create a PowerPoint presentation for your credit committee describing the credit worthiness of the couple and your recommendation for pre-approval/denial. If you do pre-approve include the maximum amount you would recommend.   720+ 690-720 650-690 600-650 Below 600 30 Year Loan 4% +.25% +1% +1% +2% 15 Year Loan 3% +.15% +.75% +.75% +1% 5/1 ARM 3.25% same +.5% N/A N/A 1/1 ARM 2.75% same +.5% N/A N/A Also, create an additional 3-5 slides outlining a new credit card you would like to offer to John and Jane Doe. Include your rationale and the limit you are suggesting. Dan and Roseanne Smith Dan is a 50-year-old policeman who is also retired from the Marines. Between his pension, police salary, and overtime he makes $120,000 a year. Roseanne is a 45-year-old homemaker. Dan and Roseanne would like to trade in the car financed at Navy Federal and purchase a new car financed with you at VyStar. The home they own currently is worth around $280,000 and they have around $10,000 in a savings account. You need to create a 7–10 slide presentation in PowerPoint to present to other members of your credit committee regarding the Smith’s. Include pertinent ratios, credit history, and the size of the loan you would approve them for. Use the following table as an interest rate guide when calculating your payments.     720+ 690-720 650-690 600-650 Below 600 5 Year Loan 7% +1% +2% +3% +6% 4 Year Loan 6% +1% +2% +3% +6% 3 Year Loan 5% same +2% +3% +5% 2 Year Loan 4% same +2% +3% +5% Next, using Dan and Roseanne Smith’s information, add an additional 4-6 slides on any other products you would suggest offer to them and explain why.