Home buyers tend to buy a home for more money that they originally planned to spend.This occurs because as they start looking at homes for sale, they commonly notice a home that is price beyond the...

It is correct that most of the home buyers tend to purchase the home for more money that was initially planned for spending. But this behavior is against my moral values and as far as I am concerned I am more disciplined in context of spending more than the budget. Personally the home is affordable only after determining the debt to income ratio and there...