HI6026 Audit, Assurance and Compliance HOLMES INSTITUTE FACULTY OF HIGHER EDUCATION Group Assessment Details and Submission Guidelines Trimester T2 2020 Unit Code HI6026 Unit Title Audit, Assurance...

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HI6026 Audit, Assurance and Compliance HOLMES INSTITUTE FACULTY OF HIGHER EDUCATION Group Assessment Details and Submission Guidelines Trimester T2 2020 Unit Code HI6026 Unit Title Audit, Assurance and Compliance Assessment Type Group Assignment Assessment Title Auditors and Legal Liability Purpose of the assessment (with ULO Mapping) Students are required to research a recent legal case where an Audit firm was sued for professional negligence. Students are required to analyse the root causes and the pertinent issues from their selected case and then specify what measures can be taken by auditors in the audit approach and in other ways, to minimise the risk of litigation and ensure professional integrity and reputation. Learning Outcomes: • Demonstrate an understanding of the reporting requirements of auditing standards (ULO 1) • Demonstrate an understanding of the auditor's professional, legal and ethical responsibilities to their clients and third parties (ULO 2) • Understand the audit planning procedures, evaluate the business risk and assess the internal control (ULO 4) • Prepare auditing procedures for transactions and balances by conducting control and substantive tests (ULO 5) Weight 40% of the total assessments Total Marks 40 Word limit 3,000 -3500 words Due Date Week 10 Submission Guidelines • All work must be submitted on Blackboard by the due date along with a completed Assignment Cover Page. • The assignment must be in MS Word format, single spacing, 12-pt Times New Roman font and 2cm margins on all four sides of your page with appropriate section headings and page numbers. • Reference sources must be cited in the text of the report, and listed appropriately at the end in a reference list using Harvard referencing style. Page 2 of 6 HI6026 AUDIT, ASSURANCE AND COMPLIANCE Purpose Assignment Specifications This assignment aims to enhance students’ critical thinking skills and higher order application abilities by researching and analysing a legal case involving the litigation of an auditor/audit firm. Students will need to propose and document mitigating measures to address the risk of litigation and make appropriate recommendations to the audit approach, in terms of the audit strategy adopted, the audit procedures required in the audit program and other appropriate ways for the auditor to mitigate against both professional reputational damage and financial losses. The assignment structure must be as follows: 1. Holmes Institute Assignment Cover Sheet – Full Name, Student No., Campus, Session No. 2. Executive Summary • The Executive summary should be concise and not involve too much detail. • It should make commentary on the main points only and follow the sequence of the report. • Write the Executive Summary after the report is completed, and once you have an overview of the whole text. • The Executive Summary appears on the first page of the report. 3. Contents Page – This needs to show a logical listing of all the sub-headings of the report’s contents. Note this is excluded from the total word count. 4. Introduction – A short paragraph which includes background, scope and the main points raised in order of importance. There should be a brief conclusion statement at the end of the Introduction. 5. Main Body Paragraphs with numbered sub-headings – Detailed information which elaborates on the main points raised in the Introduction. Each paragraph should begin with a clear topic sentence, then supporting sentences with facts and evidence obtained from research and finish with a concluding sentence at the end. 6. Conclusion – A logical and coherent evaluation based on a thorough and an objective assessment of the research performed. 7. Appendices – Include any additional explanatory information which is supplementary and/ or graphical to help communicate the main ideas made in the report. Refer to the appendices in the main body paragraphs, as and where appropriate. (Note this is excluded from the total wordcount.) Page 3 of 6 HI6026 AUDIT, ASSURANCE AND COMPLIANCE Assignment Topic – Auditors and Legal Liability Read the following extract from the ACCA (the Association of Chartered Certified Accountants) website, which is the global body for professional accountants, as stated: “Over the past two decades the bill for litigation settlements of Big Four audit firms alone has run into billions of dollars. Examples include Deloitte’s 2005 settlement of $250m regarding its audit of insurance company Fortress Re and PwC’s $229m settlement in the lawsuit brought by the shareholders of audit client Tyco in 2007.” “Auditor liability is increasingly concerning, both in terms of audit quality and the reputation of the profession but also in terms of the cost to the industry and the barriers this creates to competition within the audit market.” (Source: www.accaglobal.com) Required Given the importance of professional liability to auditors and the negative publicity this creates for the profession as a whole, research a recent case (Post 2000) where an auditor/audit firm was sued for professional negligence. Students may research cases from the UK, USA, NZ or Canada in addition to Australian cases. With reference to the facts of the selected case, the significant Auditing and Accounting issues and the final judgement handed down in your selected case: • Provide a brief description of the key events and the factual issues behind the case • Explain the culpability or which parties were deemed responsible and why. Outline the damages imposed or the penalties and consider whether they were appropriate. • investigate and explain the relevant issues in Auditing and Accounting raised by the case, • The root-cause of the issues such as; market pressure, organisational culture, fraud etc. • any problems, mistakes or misrepresentations made by the defendants, which contributed to the adverse judgement and the awarding of damages, • Finally, provide recommendations and possible improvements to: o the Audit Strategy, o the Audit Program, o Other effective measures; which would prevent the recurrence of the same litigation in the future and maintain the professional reputation of auditors. Resources and Reference Links: 1. https://asic.gov.au 2. https://www.accaglobal.com/gb/en.html 3. “Are Auditors fit for purpose?”- https://www.bbc.co.uk/programmes/m0002mg6 4. Textbook: Gay & Simnett, Auditing & Assurance Services in Australia, 6th Edn, McGraw Hill Education, 2017 5. Students may explore the following high-profile cases (Students are not allowed to select the following cases): o Deloitte’s 2005 settlement of $250m regarding its audit of insurance company Fortress Re. o PwC’s $229m settlement in the lawsuit brought by the shareholders of audit client Tyco in 2007 o Royal Bank of Scotland (RBS) vs Bannerman Johnstone MacLay (Bannerman) (2002) http://www.accaglobal.com/ https://www.accaglobal.com/gb/en.html http://www.bbc.co.uk/programmes/m0002mg6 Page 4 of 6 HI6026 AUDIT, ASSURANCE AND COMPLIANCE Group Formation and Group Assignment Students are required to work on the assignment in groups of 4 Both assessment items must be submitted on Blackboard. The written assignment must be in a report format and submitted through safe-assign prior to final submission. The originality percentage should be as low as possible. The written submission must be double-checked, edited and rephrased if the originality percentage and plagiarism risk is noted as high, as per safe-assign. Marking Criteria Group Assignment Marking Criteria Weighting Executive Summary 5% Main Body of the Report 25% Conclusion 3% Punctuation, Spelling, Grammar, Word Choice, Academic English Expression 2% Report presentation, formatting and effective use of any additional materials 2% Correct referencing, In-text citation, acknowledgement of sources, consistency 3% Weight 40% Page 5 of 6 HI6026 AUDIT, ASSURANCE AND COMPLIANCE Marking Rubric Excellent (80-100%) Very Good (70-79%) Good (60-69%) Satisfactory/ (50-59%) Unsatisfactory (0-49%) Executive Summary (5 marks) Very effectively written synopsis with clear communication of the main points in a concise paragraph. Competently composed a strong synopsis. The main points are communicated well. Synopsis is well written with all the expected points raised. Synopsis is clearly written, but it is brief or has some errors. Synopsis is deficient and poorly written. Too brief. Main Body Including Introduction (25 marks) Excellent. Well organised. Main points are logically ordered; sharp sense of structuring and arrangement of key information. Supporting details are specific to the main points and adequate facts and other evidence is provided and well- articulated. There are valid points raised with a good argument / thesis statement, paragraphing is noted, and the points in the introduction are explained in more detail with supporting evidence. There are valid points raised, paragraphing is noted, and the points in the introduction are explained in more detail with supporting evidence. Some organization; main points are there but they are disjointed; Minor structuring issues. Poorly organized; no logical progression; beginning and ending are vague. No structure. Lacks substance. No research noted. Conclusion (3 marks) Very well composed conclusion with a clear and logical evaluation with conclusive and persuasive statements based on an intelligent assessment of the evidence acquired. Conclusion is well written as a concise summary which logically evaluates the main argument with evidence used and examples. Conclusion is logical and an evaluation is made, but there is some lack of evidence or depth of analysis, which would have improved the overall persuasiveness of the report. Conclusion is noted and an evaluation is presented, but it is lacking in sufficient detail or supporting evidence. Requires more analysis and some proof- reading. Conclusion is poorly written with no evaluation and no logical coherence. No evidence of analysis. Poor effort. Spelling and Grammar (2 marks) No errors. Well proofread. Clearly edited and refined prior to
Answered Same DaySep 09, 2021HI6026

Answer To: HI6026 Audit, Assurance and Compliance HOLMES INSTITUTE FACULTY OF HIGHER EDUCATION Group Assessment...

Tanmoy answered on Sep 15 2021
148 Votes
Holmes Institute Assignment
T2 2020 - Audit, Assurance and Compliance
Auditors and Legal Liability
Sujan Bhattarai
Executive Summary
This case is a summary of how KPMG and HBOS got involved in a fraudulent activity by cooking up its audit report for two consecutive periods i.e. 2007 & 2007 and where the auditor KPMG deterred to give an opinion and instead published an unqualified report to satisfy the investors, shareholders and other stakeholder of HBOS. Financial frauds are on the rise globally and it is the audit firms who are getting them involved to earn sustained revenue from the company by publishing an attractive, cooked and inappropriate report when the company is in financial distress. In this repo
rt we will discuss how the auditing firm KPMG cooked up the report of HBOS plc and what were the consequences faced as a result of economic crisis on HBOS. For this we have analyzed various journals and news reports published in United Kingdom.
Contents Page
Introduction………………………………………………………………Pg 1
Analysis…………………………………………………………………...Pg 2 to 9
(i) About HBOS plc……………………………………………………….
(ii) About KPMG…………………………………………………………..
(iii) Case……………………………………………………………………..
(iv) Evaluation……………………………………………………………….
(v) Investigation……………………………………………………………..
(vi) Fines and penalties………………………………………………………
(vii) Latest updates – Critiques………………………………………………..
Recommendations……………………………………………………………Pg 10 & 11
Conclusion……………………………………………………………………Pg 12
References…………………………………………………………………….Pg 13
Introduction
This is a case of discrepancy in auditing and accounting process due to which HBOS plc failed on 1st October 2018 and was declared bankrupt. There was audit conducted just seven months before the bankruptcy took place by the British audit firm KPMG in HBOS plc for the 31st December 2017 financial statement. The audit firm KPMG gave an unqualified opinion of the statement of affairs. The United Kingdom’s Financial Reporting Council (FRC) closed the investigation procedure and released KPMG from such default after Lloyds Banking Group plc took over HBOS plc. We will discuss in more details the various issues and factors which took place due to this issue. We will also discuss the various fines and penalties charged by the Financial Reporting Council for their negligence in work by KPMG and the senior officials of HBOS for their responsibility and accountability of not responding appropriately on the various financial fraudulent activities and discrepancies occurring due to real estate and commercial funding at high value.
Analysis
About HBOS plc:
HBOS plc is a company formed in 2001 due to the merger of Halifax plc, the governor of Scotland and The Governor. The bank underwent a corporate loan growth and expansion strategy from 1st January 2007 to March 2008. They also wanted to grow their international segment. Thus, it was the real estate sectors which were extended loans on full fledge basis. The aggressive expansion of HBOS by James Crosby from 2001 to 2006 who delivered the duty to Andy Hornby and Lord Dennis Stevenson to act as the Chairman of HBOS plc.
About KPMG
KPMG is an auditing firm headquartered in Amstelveen in Holland. It provides audit, taxation and financial advisory services to with its network in over 219 countries globally. KPMG was the external auditor of HBOS plc since 2001. But, it was assumed that due to KPMG unable to recognise the discrepancies and the loan losses happening in HBOS till 2008 led to the bankruptcy and debacle of HBOS. Further there were various cases discovered where many companies suffered financial losses which were audited by KPMG.
Case
It was in the year 2008, due to HBOS’s reckless commercial lending in the real estate sector to increase their earnings, too much dependency on the short term wholesale marketing for increasing their funding facilities and poor governance and management lack of oversight resulted in a financial fiasco in HBOS. It was in March 2008, there were buzz that there was severe issues in HBOS and will hold back the payment of the customers and as a result the share price of the company failed. Bank of England assisted HBOS plc with special liquidity scheme funds which HBOS used to issued £4 billion rights issue to raise the capital from the market. But, the subscription to right issue was minimal. On 15th September, it was due to global recession, Lehman Brothers went bankrupt and the customers of HBOS started to withdraw deposits from the bank. HBOS plc was unable to deliver such huge amount of funds to its customers. This resulted in bankruptcy of HBOS also. But, it was Lloyd plc who came to save HBOS by taking it over. The Financial Services Authority (FSA) supervised and found that as the customers of HBOS continued to withdraw their fund in the fear of bankruptcy of the bank, HBOS utilized huge amount of the emergency liquidity assistance funds assisted by Bank of England. The amount was realised to be £25.4 billion with regards to the market value of the bills borrowed.
Evaluation
The Financial Reporting Council (FRC) identified after a detailed investigation that the auditing of HBOS plc was carried out for the eight consecutive years 2001 till 2008. KPMG was an external auditor for HBOS plc. The findings by FRC also found that HBOS plc in their memorandum stated that their financial reports should be prepared on a going concern basis for the 31st December 2007. It was the legal requirement of the companies to prepare its financial statement on a going concern basis as per IAS 1 unless it has been proved that the company will be winded up or will cease to continue its business. It was the duty of KPMG to analyze whether HBOS was a going concern and evaluates how those involved with the governance are able to assure themselves as being a going concern. It takes into consideration the information available from the management about the future but can be the 12 months data from the end of the reporting period.
As per the ISA 570, the auditors have to assume the entity i.e. here HBOS as a going concern and will continue its operation for unforeseeable future. Also, in case the tenure of the director of the company who approves the financial statement is less than a year due to which he is unable to disclose the facts, it is the responsibility of the order in such situation to do so in the auditor’s report.
As per Lord Sharman, that in HBOS plc as per the KPMG’s audits report that there were considerable areas of differences where it can be construed about what comprised a going concern.
They didn’t have any idea that the situation of the market will crumble and result in recession and bankruptcy of several companies. KPMG in their 2007 audit report mentioned that since, HBOS was performing well in 2007 and also assured that they would be able to fund themselves if any crisis occurs, made KPMG give an unqualified report. Also, further investigation by FRC revealed that there were number of whistle blowing and issues raised by various persons during 2015 when the KPMG’s work for HBOS was in course. One of them was the whistle blowing from the employee from UK bank who lost his job due to...
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