Find the present worth of a series of equal quarterly payments of 750.00 for 16 years with the first payment starting three months from now. The applied interest rates are 4 % compounded quarterly for...

Find the present worth of a series of equal quarterly payments of
750.00 for 16 years
with the first payment starting three months from now. The applied interest rates are 4%
compounded quarterly for the first five years, 5%
compounded quarterly for the next four years, and 5%
compounded quarterly for the remaining seven years.

Please answer this correctly and explain!