Describe replacement-cost coverage and compare this to actual cash value coverage. Which is preferable? Briefly explain the major types of coverage available under the personal auto policy (PAP)....

Describe replacement-cost coverage and compare this to actual cash value coverage. Which is preferable? Briefly explain the major types of coverage available under the personal auto policy (PAP). Which persons are insured under (a) automobile medical payments coverage and (b) uninsured motorists coverage?