Conduct an analysis of a Fortune 500 company and prepare a report that includes the following: Provide a discussion of the trends in the company’s industry, and explain how these trends might impact a...

Company Overview- AIG Group
American International group is a US based company controlled by a group of investors. It is
the largest underwriter of domestic casualty and all in US. It has large number of member
companies which involves in writing property, casualty, marine and life insurance in more
than 150 countries.(NASDAQ GURU Analysis, 2012)
Industry Analysis
Market Structure
The market structure is defined by the no. Of products in the industry and the various
categories of customers it serves for that product. The insurance company provides product
in following categories:-
1) Property related
2) Risk Finance
3) Claim management
4) To prevent from loss products
The whole customer segment is divided into personal line and the commercial line of
business. Currently, US is the largest market for insurance as far as size is
concerned.(NASDAQ Guru Analysis, 2012)
Regulatory Structure & Government Legislation and its effect on Industry
A large no. of legislation are there to serve property and legislative industry:-
Some of them are;-
1) Overhaul of the Superfund’s liability system
2) OSHA reform
3) Bank insurance licensing legislation
4) Taxation policy
This legislation is necessary for smooth, efficient effective operation of Insurance
business.(Tax Report-PWC, 2012)
Strategies to Gain Competitive Advantage
Organization Structure – Division into SBU
In order to control the whole business across 150 nations, the whole business is divided into
many groups called as strategic business unit (SBUs). This helps to monitor the whole
business effectively and efficiently.(AIG Annual report,2011)
AIG’s main businesses are primarily focused on property and casual insurance but in abroad
market it has strong emphasis on life insurance. Following are the business unit for...