Compare the three credit card offers by completing the chart below to describe key features of each.
Write a one-page (single space, double between paragraphs) paper summarizing what you learned by comparing the three credit cards and which credit card offer is the best for you and why.
Assuming your use the best credit card for purchasing a $1,000 gadget, on the day you are offered the credit card, how much would you have to pay at the end of 365 days?
I already completed the chart and here are the links to the credit cards I chose to look at, I just need the one page comparison,
https://www.target.com/redcard/about#program-rules
https://card.americanexpress.com/d/gold-card/
https://www.citizensbank.com/credit-cards/cash-back-world-Mastercard.aspx
Also it shouldn't require any citations
Credit Card Feature American Express Gold Card Target Credit Card Citizens Bank Cash Back Plus World Mastercard APR (annual percentage rate): Is it fixed or variable? 15.99% to 22.99% 12.99% - 26.99% (V) 15.99%, 19.99%, or 23.99%, based on your creditworthiness. Penalty APR and trigger events when it is charged 29.24% 1. you make one or more late payments; or 2. your payment is returned by your bank None None Annual fee $250 $0 None Late fee Up to $40 Up to $40 Up to $39 Over-the-limit fee N/A None None Transaction fees (balance transfers, cash advances, etc.) Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater. N/A Balance Transfer: Either $10 or 4% of the amount of each transfer, whichever is greater.Cash Loans, ATM Loans, and Convenience Check Loans: Either $10 or up to 3% of the amount of each advance, whichever is greater. Cash Advance: Cash Equivalent Transactions: Either $20 or 5% of the amount of each advance, whichever is greater. Grace period 25 days 25 days 21 days Method for computing account balance The Average Daily Balance method A Daily Balance for your Account. each day the beginning balance is taken for the Balance Type, add any new charges included in that Balance Type, and subtract any payments and credits applied to that Balance Type. Then multiply the resulting balance by the applicable Daily Periodic Rate. The resulting daily Interest Charge is included in the beginning balance of that Balance Type for the next day. Average daily balances (including new purchases) Rewards for use -4X points on restaurants‡ -4X points at U.S. supermarkets, on up to $25K in purchases‡ -3X points on flights booked directly with airlines‡ -Save 5% at Target & Target.com each day. -Save 5% when you use your REDcard at any in-store Starbucks location, Target Subscriptions, Specialty gift cards, Top deals, Clearance, Shipt and Drive Up service. -Free 2-day shipping on hundreds of thousands of items at Target.com. Some market exclusions apply. -1.8% cash back on everything you buy, with no limit on how much you can earn. -No rotating categories to enroll in or keep track of. Other features American Express will not charge any foreign transaction fee on the purchases you make outside of the United States with your Card. When you make purchases with your Target Debit Card, Target Credit Card or Target Mastercard (each, a “RedCard”) at Target stores or Target.com, you will receive 30 additional days to return the purchases beyond the standard return policy applicable to each of the purchased items. Target reserves the right to discontinue or alter the terms of this program at any time. No foreign transaction fees.