CRICOS Provider No. 00103D Page 1 of 5 ITECH 5500 Professional Research & Communication Research Proposal Overview The purpose of this assessment is to enable students to develop an effective research...

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CRICOS Provider No. 00103D Page 1 of 5 ITECH 5500 Professional Research & Communication Research Proposal Overview The purpose of this assessment is to enable students to develop an effective research plan considering context, research questions, sources, methodologies, timeline, and larger implications for conducting a formal research project. Overall goals of this assignment are to enable students to:  Demonstrate a critical awareness of previous research in an IT context within a chosen topic area through a basic understanding of research theory and techniques.  Further develop your critical thinking skills and back up your points with evidence.  Become more adept at synthesizing information and developing informed views.  Discipline yourself to follow a scholarly research format to document in-text sources and a references page (bibliography).  Compose a well-organized, clear and concise research plan to expand your knowledge on a research question in your chosen area. You may work on this task individually or in groups of two or three students (maximum). You are responsible for identifying your own research topic that you have developed through the exercises in Part B of your tutorial-workshops. In case of a team of two or three students, the team should discuss on the individually chosen topics during the tutorial-workshops and decide upon any one of those or a modified version of any. Your topic must be from an active area of IT research and practice, applied to an aspect of society or an industry or an organisation with an aim of reviewing how the selected technology might be applied to that aspect of society or industry or organisation- both currently and in the future. You need to discuss with your tutor to finalise the research topic of your research proposal. Timelines and Expectations Percentage Value of Task: 40 % (Proposal: 30% + Ethics Application: 10%) Due: 17:00 Friday 01 February, 2019 (week 11) Minimum time expectation: 20-30 hours Learning Outcomes Assessed The following course learning outcomes are assessed by completing this assessment: Knowledge: K1. Determine the role IT research plays in contributing to organisational innovation, and success. K2. Critique advanced communication theory for organisations. K3. Identify appropriate research philosophies for IT projects, which match organisational approaches. CRICOS Provider No. 00103D Page 2 of 5 K4. Identify appropriate methodologies and methods, for an organisational IT research project. Skills: S1. Utilise effective communication practice in organisations. S2. Demonstrate expert English language skills in academic and professional contexts. S3. Evaluate the quality and utility of literature sourced. S4. Undertake a literature review for an organisational IT research project. Application of knowledge and skills: A1. Compose a research proposal and report on a topic related to an organisational IT research project. A2. Present written and oral reports to academic and organisational audiences. Assessment Details Background The research proposal provides a detailed description of a proposed research idea as the beginning process to plan and design a research project. It needs to be in a formal style with introduction, body and conclusion. In addition it requires a critical analysis and a coherent presentation. It also requires to include a completed Ethics application along with PLIS as required by HREC. A. Proposal (30%) You are required to submit a research proposal (3000-3500 words excluding the title, abstract, table of contents and references/bibliography). The purpose of this task is to assist students to prepare and write a research proposal at an appropriate standard for this level of study. You should-  Lay out the problem of the research (questions, hypothesis, variables etc.)  Identify and summarise current literature in relation to the topic.  Describe exactly how the research will be conducted (include tools, techniques, methods, methodologies, data collection and analysis etc.)  Outline the details of the resources that will be used to achieve the desired result  Outline initial findings and planning You have already done quite a bit of work for this research in tutorials, you should have a tentative research issue, strategies and evidence to persuade your readers about the significance of the problem you are aiming at researching, as well as the validity of your research issues. The research proposal should typically include (but not limited to):  A cover page; CRICOS Provider No. 00103D Page 3 of 5  A TOC (Table of Contents);  An introduction to the proposal, in your own words, that introduces what your proposal is all about;  Research Question and Purpose;  Methodology;  Planning and organisation;  Conclusion that summarises key aspects including why this research matters;  Referencing using APA style. [For more details see the Marking Guide at the end of this document] Note: Students are required to follow the ‘General guide to referencing’ and ‘Guide to Writing and Study Skills’- [https://federation.edu.au/current-students/learning-and-study/online-help-with/referencing] https://federation.edu.au/__data/assets/pdf_file/0020/313328/FedUni-General-Guide-to- Referencing-2016ed.pdf [https://federation.edu.au/current-students/learning-and-study/online-help-with/guides-to-your- assessments] https://federation.edu.au/__data/assets/pdf_file/0018/190044/General-Guide-to-Writing-and- Study-Skills.pdf B. Ethics Application (10%) You are required to submit a fully completed Ethics Application (use Standard Application form) and Plain Language Information Statement (PLIS), both forms to be downloaded from the HREC Forms page at the link below- https://federation.edu.au/research/support-for-current-students-and-staff/ethics/human-ethics/human- ethics3 The purpose of this task is to assist students to complete Ethics application as required by HREC that all research projects and parts of research projects that involve gathering information from or about humans and/or organisations need Human Research Ethics (HRE) approval. Note: Refer to the Week 9 lecture files on Research Ethics for details of how to complete each section of the Ethics Application and the PLIS. Submission Submit an electronic copy of the Research Proposal via the turnitin submission link and a zipped file containing the Ethics Application and PLIS via the Moodle submission link on the course Moodle page. Please refer to the Course Description for information regarding late assignments, extensions, special consideration, and plagiarism. A reminder: all academic regulations can be accessed via the university’s website, see http://federation.edu.au/staff/governance/legal/feduni-legislation https://federation.edu.au/__data/assets/pdf_file/0018/190044/General-Guide-to-Writing-and-Study-Skills.pdf https://federation.edu.au/__data/assets/pdf_file/0018/190044/General-Guide-to-Writing-and-Study-Skills.pdf https://federation.edu.au/research/support-for-current-students-and-staff/ethics/human-ethics/human-ethics3 https://federation.edu.au/research/support-for-current-students-and-staff/ethics/human-ethics/human-ethics3 http://federation.edu.au/staff/governance/legal/feduni-legislation CRICOS Provider No. 00103D Page 4 of 5 ITECH5500 Research Proposal- Marking Guide Student Id. Student Name Assessment Mark Mark Awarded Abstract: • Significant concepts • Key aspects of the paper /5 Introduction: • Background, context, overview • Purpose, scope and method of the study • Summary of proposal /10 Research Question and Purpose: • Statement of problem- gap in knowledge identified • Research questions, aims, hypotheses are clear and specific • Definition of the paradigm and methodology chosen for the study, including the rationale for the choice; introduction to conceptual or theoretical framework /10 Literature Review: • Current, balanced, relevant, significant • Multidisciplinary and extensive • Literature clearly summarised and clear connection to the proposed research /10 Methodology: • Clearly identified research design that is justified and appropriate • Strengths and weaknesses acknowledged • Intended population; sampling; selection criteria; research instrument; data collection; data analysis tool/process [as applicable] • Reasons for choosing tools/samples/choice of sample [as applicable] • Data collection- variables, tools and measurement methods [as applicable] • Identification of threats to reliability and validity /30 Planning, analysis and organisation: • Proposal of how the study will help fill the gap in knowledge- what new knowledge it might provide. • Clear planning and timelines • Proposed statistical and/or data analysis methods [as applicable] • Logical progression of ideas at the paragraph and whole-paper levels. • Brief conclusion- key aspects including why this research matters /10 Other considerations: • Ethical considerations and procedures such as recruitment of participants etc.; privacy; benefit/harm; coercion; consent; use of data [as applicable] • OHS considerations and procedures to be addressed within the research project /5 Presentation: • Style and structure- concise and cohesive • Spelling and grammar- evidence of proof-reading /10 References: • Range of references (internet, articles, quotations, books and journals etc.) • Correct use of citation and referencing • University guide followed e.g. APA referencing /10 Total /100 Scaled out of 30 Marked by: CRICOS Provider No. 00103D Page 5 of 5 ITECH 5500 Ethics Application Student Id. Student Name Category Excellent Good Poor/Unacceptable Marks Each section filled out correctly 11-15 Fully comprehensive coverage of each section. 5-10 Some misconceptions. Some sections left out. 0-4 Large sections omitted. Major misconception /15 Plain Language Information Statement 7-10 Clear description of what is required from participants written in jargon free language that can be understood by non-experts. 3-6 Statement not clear. Some sections omitted. 0-2 Statement difficult to understand. Major sections left out. Participants left unprepared. /10 Risk Assessment 4-5 Careful thought about risks to all participants 2-3 Most areas covered but some minor omissions or errors 0-1 Risks not adequately detailed. Participants potentially exposed to problems/risks without their knowledge /5 Total (out of 30) Scaled (out of 10) Comments (if any): Marked by:
Answered Same DayJan 25, 2021ITECH5500

Answer To: CRICOS Provider No. 00103D Page 1 of 5 ITECH 5500 Professional Research & Communication Research...

Techziron answered on Jan 27 2021
155 Votes
GROWTH OF ONLINE BANKING IN RURAL AREAS OF INDIA
TABLE OF CONTENTS
1. Abstract -----------------------------------------------------------    2
2. Introduction -------------------------------------------------------    2
2.1 Purpose
2.2 Aspects of commercial banking
2.3 Method of Study
2.4 Summary of Proposal
3. Research Question & Analysis ---------------------------------    5
3.1 Key challenges & Knowledge gap identified
3.2 Research Questions, Aims & Hypothesis
3.3 Methodology chosen for the study
4. Literature Review ------------------------------------------------    11
4.1 Digital banking consumer survey
4.2 Literature survey on mobile & non-mobile bankers
4.3 Mobile banking i
n Rural India
5. Recommendations & Considerations ------------------------    14
5.1 Ethical consideration
5.2 OHS Consideration on project research
5.3 Procedures to be considered in research
6. References --------------------------------------------------------------------------    16
1. Abstract:
This case study is about the research on “Growth of online banking in rural area of India”. In this study we discussed about the analytics, approaches, methodologies which involves digital banking methods based on the consumer survey, key objectives and aspects that requires to the growth of digital banking in rural areas. In the emerging global marketplace, digital transaction has increased rapidly where people can transact anywhere and anytime irrespective of working hours. Communication between people nowadays is wireless and the technologies are playing a vital role. Digital networking is to communicate and collaborate with the emerging technologies through multiple communication tools. Virtual network works across the boundaries such as time, space and sometimes even overseas.
2. Introduction:
Internet has brought the biggest difference in the current century in the way which we banking for decades. In the emerging technologies available, one of the ways to transact easily is through online banking using the digital networks. According to Ali and Akhtar (2017), online banking is the current trend in transaction using the internet and much more trends with the technological support available, which enables the transaction very much secured. This study is based on the consumer research conducted in India. In which digital banking has not reached out to the rural areas in India, the growth in the urban areas is inversely proportional to the growth of the digital banking in the rural areas. Using the upcoming technologies digital banking can be introduced in the rural areas which will enable the growth in-terms of banking services. In this study let us discuss about the key concepts, analytics and aspects on it.
2.1 Purpose:
· Robust Demand – Increase in working population and growing disposable income will raise the demand of banking and related digital services in India. According to the recent research conducted by RBI the digital services provided where not reached to the rural areas which are located in India. Rural banking is expected to increase in the future as this affects half of the population in India in the current era.
· Innovation in Services – Mobile banking, internet banking and various facilities are provided at the ATM stations will improve the operational efficiency. Mobile transaction is much more efficient and time consuming which had changed the type of banking.
· Business Fundamentals – Business fundamentals are reflected through high interest margins currently available in the market, whereas the end to end operations has increased in the market which needs to be more secured.
· Policy Support – The banking industry has healthy and secured regulatory oversight along with credible monitory policy by the policy enabled in banking sectors.
2.2 Aspects of commercial banking:
· Bank’s business – One of the main aspects of commercial banking is to provide the below mentioned services;
· Core Banking Services provides support for end to end customers. This provides the support and security at each level of transactions.
· Electronic Banking Services provides digital support for the customers who have been enrolled in digital banking services; this feature is currently used by most of the people in urban areas but not utilized by people who are in rural areas (Singh, Zhou, Williams, Kendall & Kaushik, 2013).
· Miscellaneous Services – Services which are provided to the end customers and which are mandatory to each users is considered to be miscellaneous services
· Intranet services are provided all over the country over rural and urban areas.
· ATM services, POS terminals & cash dispenser Services – These services are provided by default to the end to end customers who are utilizing the banks services.
· Risk & Resource management – These are the controls which are enabled by bank services.
· Risk management analysis has to be done in order to find the current expectation of the customer over the feedbacks this can be improved.
· Resource management is basically provided by RBI guidelines through which banks are likely to implement the resource concepts (Cnaan, 2019).
2.3 Method of Study:
In this method of study we had proposed SMAC Model in digital banking technology,
SMAC Model:
· SMAC stands for Social Mobile Analytics and Cloud model, which prefers customers first and cuts cost.
· SMAC makes banking business more agile and customer centric which contributes to the building of digital banking.
· Other elements are “Data and User experience” that contribute to the concept.
· Current technology in banking business introduced digital banking using virtual and digital networks.
· This model promotes the usage of social banking using the digital technologies like cloud infrastructures where the mobile and internet banking services are connected to the host of bank, where the connectivity uses the aspects of models in general the given standard techniques are used to enable this models category.
· SMAC model provides new and better connection through internet services.
Fig 1.1 – SMAC Model implementation in Digital banking
2.4 Summary of Proposal:
· Finance POD – Physical devices are replaced by fully automated device where the branch will not have any physical devices or staff in it, two virtual staffs will be connected to it, it’s not mandate for the staff to present in the branch they may virtually connected to networks.
· Smart Branch – Unlike the usual branches no more counters are involved in smart branches, two physical staffs will be available for any assistance and four virtual staff will be provided for continuous support.
· Innovative branch – This branch will contain 10 to 15 physical staffs with effective use of technology along with the support of two virtual staffs.
· IME Premiere branch – Identify Me Premiere branch is the smart way of digital banking, different potential outcomes in markets...
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