Article review 2 In this assignment, you will review an article of your choice related to this module’s readings. Topics Covered · Selection Risk · Commercial Loan Products · Consumer Loan Products ·...

Running Head: ARTICLE REVIEW 1
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ARTICLE REVIEW 2
Every business requires credit at some or other point of business. Business credits are
required for managing the current business operations and for making capital investments. There
are different types of commercial loan products available to the businesses to cater different
requirements of the organization. From the survey of 2,600 business owners, it was clear that
70% of them make use of commercial credits in their business (Albernaz, 2017). There are
various credit options available to the business owners to meet their business demands in an
effective manner. The chosen article discusses the some of the commercial loan products that are
available for the business and they are discussed in detail in this paper.
Term loans is a type of loan that is used by the business, and they are a traditional form of
credit and are present in the market for a longer period. Business can obtain term loan for the
fixed period. As the term of the loan is fixed, they are suitable for purchase of long-term assets of
the company. The main reason for making an investment on assets of the business using term
loan is that assets will generate revenue for the business that can be used for repaying the term
loans. It will provide an opportunity for...