Are you currently making a high income, which could put you in a high income-tax bracket, or is your income a moderate one? In view of your list of objectives and constraints, the next step would be...

Are you currently making a high income, which could put you in a high income-tax bracket, or is your income a moderate one? In view of your list of objectives and constraints, the next step would be to decide which investments (securities) are appropriate for you given your investment philosophy and style.