A fund started the year with a net asset value of $10.60 and ended up the year with a NAV of $9.50. During the year, the fund distributed $1.10 in the form of income and capital gains. If you were an...

A fund started the year with a net asset value of $10.60 and ended up the year with a NAV of $9.50. During the year, the fund distributed $1.10 in the form of income and capital gains. If you were an investor in that fund, what would be your rate of return?