A bank makes loans to many types of customers. Some of these customers default on their loans. How could analysts at the bank use  to identify characteristics associated with customers who default on...

A bank makes loans to many types of customers. Some of these customers default on their loans. How could analysts at the bank use
 to identify characteristics associated with customers who default on loans?

Inventory counts are seldom perfect because of misplaced items or misfiled sales reports. How could managers use
 to decide whether expected inventory counts differ substantially from the actual counts?