98. What are HMOs and PPOs? How do they differ from each other and from traditional health care providers? 99. What potential risks do employers run when they choose to offer a flexible...

98. What are HMOs and PPOs? How do they differ from each other and from traditional health care providers?

99. What potential risks do employers run when they choose to offer a flexible benefits (cafeteria-style) plan?

100. Discuss flexible spending accounts, citing their purpose, benefits, and drawbacks.

101. Describe some of the advantages of a qualified employee benefits plan? Identify the rules that must be satisfied in order for a plan to achieve qualified status.