95. Compare and contrast pay for time not worked programs in the United States and Western Europe. 96. What advice would you give an employer who is about to make changes to his or her benefits...

95. Compare and contrast pay for time not worked programs in the United States and Western Europe.

96. What advice would you give an employer who is about to make changes to his or her benefits program in attempt to control costs?

97. Describe at least four managed-care efforts being undertaken by organizations to stem the ever-increasing costs of health care in the United States.