71. Which of the following is
not
characteristic of employee wellness programs?
A. The programs are preventive in nature.
B. The programs manage health-care costs by reducing employees' needs for services.
C. The programs tend to be quite costly.
D. The programs target specific health risks.
Employee wellness programs help control employee healthcare costs.
72. "Active" employee wellness programs
A. concentrate on physical exercise rather than awareness issues.
B. are health education programs designed to raise awareness levels of health-related issues and to inform employees on health-related topics.
C. are the most common form of employee wellness program.
D. assume that behavior change requires not only awareness and opportunity, but support and reinforcement.
Active wellness centers assume that behavior change requires not only awareness and opportunity but support and reinforcement.
73. Which one, if any, of the following is an "active" wellness program?
A. Health education programs
B. Outreach, follow-up programs
C. Fitness facilities
D. Company gym
Company gym, health education programs, and fitness facilities are passive wellness programs.
74. _____ is significantly better in reducing the risk factors associated with cardiovascular disease.
A. The follow up model
B. Health education
C. A physical fitness facility
D. A passive wellness program
The follow up model is an active wellness program and is significantly better in reducing the risk factors.
75. Which of the following is an important phenomenon encountered in cost control efforts?
A. Piecemeal programs may not work well.
B. A large percentage of employees are responsible for generating the majority of health care costs.
C. Employees usually stick on to specific programs in spite of cost control efforts on account of the administrative issues.
D. Employees are willing to aid in cost cutting efforts by not making unnecessary claims.
Piecemeal programs may not work well because steps to control one aspect may lead employees to "migrate" to other programs that provide medical treatment at no cost to them. There is often a so called Pareto group, which refers to a small percentage of employees being responsible for generating the majority of health care costs.
76. In which of the following ways may staffing practices change in response to benefit cost controls?
A. Because benefits costs are fixed, the benefits cost per hour can be increased by having employees work more hours.
B. Organizations will try to have their employees classified as exempt whenever possible.
C. Growth in the number of full-time workers.
D. Rehiring of previously laid off employees.
Benefits costs are fixed and the benefits cost per hour is reduced by having employees work more hours. Benefit cost controls can lead to a growth in part-time employment as part-time workers are less likely to receive benefits than full-time workers.
77. The nature of the workforce can influence the kind of benefits provided. Which of the following benefits is
most
likely to attract a workforce with a high percentage of women of child bearing age?
A. Pensions
B. Life insurance
C. Medical coverage
D. Disability leave
An older workforce is more likely to be concerned about medical coverage, life insurance, and pensions. A workforce with a high percentage of women of childbearing age may care more about disability leave.
78. Which of the following statements is true with regard to communicating the nature and value of benefits to employees?
A. Current employees and job applicants often have a clear idea of the benefits provisions already in place.
B. Employees often overestimate both the cost and market value of their medical benefits.
C. Use of traditional approaches (e.g., booklets) can have a large effect on employee awareness.
D. Most organizations spend large sums of money in order to communicate information about benefits.
Current employees and job applicants often have a very poor idea of what benefits provisions are already in place. Employees tend to underestimate the cost and market value of their medical benefits. Most organizations spend little money on communicating benefits-related information.
79. Which of the following media would you use in order to provide information on benefits and related changes to remote employees?
A. Meetings
B. Intranet
C. Enrollment packages
D. Teleconference messaging
Meetings are used for local employees. Intranet is more personalized and is used to provide information on benefits, training, and employment policies. Enrollment packages are used to announce changes or new hire enrollment.
80. A company would like to provide benefit-related compliance information to all of its employees. Which of the following media should it use?
A. Meetings
B. Webcasts
C. Teleconference messaging
D. Summary plan descriptions
An SDP provides information on a benefit plans funding, eligibility, risk and so forth.