1.Is it fair for creditors to continue reporting late payments after the payments have been made? What do you think about experts’ suggestion that people with credit blemishes write a sincere...

1.Is it fair for creditors to continue reporting late payments after the payments have been made? What do you think about experts’ suggestion that people with credit blemishes write a sincere “goodwill” letter to creditors asking for compassion and requesting that the records of their late payments be erased?

2.

1. 
   
   Is it true that the “squeaky wheel gets the most grease,” meaning that the customer complaining the loudest and most aggressively will get noticed and receive the greatest concessions?