1. You pick out a new car and the dealer is offering 0% interest for 60 months or a cash-back bonus of $4,000. Your negotiated price is $25,000. Your credit union is currently offering a special...

1. You pick out a new car and the dealer is offering 0% interest for 60 months or a cash-back bonus of $4,000. Your negotiated price is $25,000. Your credit union is currently offering a special interest rate of 3.5% for 60-month car loans. What should you do and why? Show your work.