1. You are looking to improve your credit score quickly. To make the most progress, which two areas should you concentrate on first? 2. If 850 is a perfect FICO score and you have no new credit but...

1. You are looking to improve your credit score quickly. To make the most progress, which two areas should you concentrate on first?

2. If 850 is a perfect FICO score and you have no new credit but are perfect in all other categories, what would you estimate your FICO score to be?