1. When calculating retirement income and Social Security, a. Do not worry about Social Security because it probably will be around when you are ready to retire. b. File for Social Security at the...

1. When calculating retirement income and Social Security,

a. Do not worry about Social Security because it probably will be around when you are ready to retire.

b. File for Social Security at the same time as your spouse.

c. Have the spouse with the higher income draw his or her Social Security last.

d. File for Social Security with your spouse as soon as possible while there is still money in the fund.