1. The closing costs of a mortgage loan are: a. The same at every financial institution. b. Normally paid by the buyer and are in addition to the down payment. c. Not that much and should not be...

1. The closing costs of a mortgage loan are:

a. The same at every financial institution.

b. Normally paid by the buyer and are in addition to the down payment.

c. Not that much and should not be considered when deciding to buy a house.

d. Paid along with taxes on April 15th every year.