1. Insurance riders: a. Cover passengers in your automobile. b. Are additional insurance coverages to protect specific items of value not covered on your primary policy. c. Are extremely expensive and...

1. Insurance riders:

a. Cover passengers in your automobile.

b. Are additional insurance coverages to protect specific items of value not covered on your primary policy.

c. Are extremely expensive and not worth getting.

d. Are only for items you own with a value over $20,000.