1. Discuss briefly how the following situations affect personal financial planning: a. Being part of a dual-income couple b. Major life changes, such as marriage or divorce c. Death of a spouse 2....

1. Discuss briefly how the following situations affect personal financial planning:

a. Being part of a dual-income couple

b. Major life changes, such as marriage or divorce

c. Death of a spouse

2. What is a professional financial planner? Does it make any difference whether the financial planner earns money from commissions made on products sold as opposed to the fees he or she charges?