1. Disability insurance: a. Pays 100 percent of your salary if you are hurt and have to miss work. b. Starts immediately when you are injured. c. Usually has a waiting period before you can make a...

1. Disability insurance:

a. Pays 100 percent of your salary if you are hurt and have to miss work.

b. Starts immediately when you are injured.

c. Usually has a waiting period before you can make a claim.

d. Is offered only by your employer or the government.